405 Mimosa Ave, Morganton, NC 28655 Property Records

Burke County property record for 405 Mimosa Ave, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,910 sqft · built 1959
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Mar 2022)
Tax Bill	$1,766 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2723798701`

Property Details

APN / Parcel Number

Primary APN	`2723798701`
Alternative APN	`26794`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	716 sqft
Finished Basement	378 sqft
Unfinished Basement	716 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	164 sqft
Deck Area	Deck Area
Patio Area	140 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 MIMOSA AVE
City	MORGANTON
State	NC
Zip	28655-6591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 RESID
Legal Description	405 MIMOSA AVE MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	3
Census Block	3020
Census Tract	20801

Owner

405 Mimosa Ave is owned and occupied by an individual who bought it in March 2022.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	405 MIMOSA AVE, MORGANTON, NC 28655-6591
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Mar 10, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2022 · Amount on File
Deed Sale	Mar 10, 2022 · Amount on File
Deed Document Number	202221018417
Deed Book / Page	2608 / 828
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	0000008772
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	405 MIMOSA AVE, MORGANTON, NC 28655-6591
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MIMOSA AVE, MORGANTON, NC 28655-6591

Mortgage

Document Number	0028580054
Date	Mar 4, 2026
Book Page	2858/54
Instrument	2026001837

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 10, 2022
Property Address	405 MIMOSA AVE, MORGANTON, NC 28655-6591
Document Number	0026080828
Book / Page	2608 / 828
Instrument Date	Mar 9, 2022
Instrument	2021018417
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3949 HIGH PEAK MOUNTAIN ROAD, 3949, MORGANTON, NC 28655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MIMOSA AVE, MORGANTON, NC 28655-6591

Mortgage

Document Number	2021018418
Date	Mar 10, 2022
Instrument	2021018418

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 405 Mimosa Ave was $1,766, up 4.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Drexel Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,766.00 (+4.5%)	$221,106 (-) Land $22,570 Building $198,536	$221,106 (-) Land $22,570 Building $198,536
2025	$1,690.00	$221,106 Land $22,570 Building $198,536	$221,106 Land $22,570 Building $198,536
2023	$1,074.00	$221,106 Land $22,570 Building $198,536	$221,106 Land $22,570 Building $198,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Mimosa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Mimosa Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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