405 Mill St, Bowdon, GA 30108 Property Records

Carroll County property record for 405 Mill St, Bowdon, GA 30108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,846 sqft · built 1950
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,000 (Feb 2011)
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B02-008-0004`

Property Details

APN / Parcel Number

Primary APN	`B02-008-0004`
Alternative APN	`29207`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,778 sqft
1st Floor Area	1,371 sqft
2nd Floor Area	337 sqft
Upper Floors Area	411 sqft
Attic	Attic
Attic Area	926 sqft
Basement Area	926 sqft
Finished Basement	138 sqft
Unfinished Basement	788 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,881 sqft (2.27 acres)
Lot Dimensions	650 ft deep x 150 ft wide
View / Lot	Corner/Waterfront
Garage Type	Detached
Garage Area	441 sqft
Porch	Enclosed Porch
Porch Area	540 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29207
Street Address	405 MILL ST
City	BOWDON
State	GA
Zip	30108-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HSE/ACC/2.27AC MILL ST BO4
Legal Subdivision	MILL ST DOWNTOWN
Jurisdiction	CARROLL GA
Township / Civil Division	BOWDON
Census Block Group	2
Census Block	2007
Census Tract	910400

Owner

Source: Carroll County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 MILL ST, BOWDON, GA 30108-1031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE
May 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
May 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Feb 28, 2022	Warranty Deed, Transfer
May 14, 2018	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2011 · Amount on Record
Deed Sale	Feb 2, 2011 · Amount on Record
Prior Sale	Jul 28, 2006 · Amount on Record
Deed Book / Page	4881 / 51
Last Transfer Date	Feb 28, 2022
Transfer Doc	0060460863
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	405 MILL ST, BOWDON, GA 30108-1031
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MILL ST, BOWDON, GA 30108-1031

Mortgage

Document Number	0063710000000309
Date	Oct 6, 2025
Book Page	0000006371/0000000309

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	405 MILL ST, BOWDON, GA 30108-1031
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MILL ST, BOWDON, GA 30108-1031

Mortgage

Document Number	0063360000000539
Date	May 29, 2025
Book Page	0000006336/0000000539

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	405 MILL ST, BOWDON, GA 30108-1031
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MILL ST, BOWDON, GA 30108-1031

Mortgage

Document Number	0061630000000001
Date	May 24, 2023
Book Page	0000006163/0000000001

Lender

Name	DISCOVER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL GA
Recording Date	Feb 28, 2022
Property Address	405 MILL ST, BOWDON, GA 30108-1031
Document Number	0060460863
Book / Page	6046 / 863
Instrument Date	Feb 28, 2022
Instrument	2022-001212
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MILL ST, BOWDON, GA 30108-1031

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	405 MILL ST, BOWDON, GA 30108-1031
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056300411
Date	May 14, 2018
Book Page	5630/411

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Carroll County
Municipality	Bowdon City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,540.00 Homeowner's exemption	$62,418 (-9.93%) Land $9,582 Building $52,836	$156,047 (-9.93%) Land $23,956 Building $132,091
2024	$1,540.00 (+33.1%) Homeowner's exemption	$69,298 (+6.28%) Land $16,462 Building $52,836	$173,246 (+6.28%) Land $41,155 Building $132,091
2023	$1,157.00 (-15.92%) Homeowner's exemption	$65,205 (+35.03%) Land $16,462 Building $48,743	$163,012 (+35.03%) Land $41,155 Building $121,857
2022	$1,376.00 Homeowner's exemption	$48,290 Land $10,990 Building $37,300	$120,723 Land $27,474 Building $93,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWDON serves 6,180 people · EPA ID GA0450000
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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