405 Miles Ave, Checotah, OK 74426 Property Records

McIntosh County property record for 405 Miles Ave, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 962 sqft · built 1964
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Nov 2025)
Tax Bill	$286 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460026860`

Property Details

APN / Parcel Number

Primary APN	`460026860`
Alternative APN	`2020-00-006-019-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	962 sqft Living Area
1st Floor Area	962 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Carport
Garage Area	158 sqft
Carport	Carport
Carport Area	158 sqft

Exterior Amenities

Porch	Slab
Porch Area	125 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	460026860
Street Address	405 MILES AVE
City	CHECOTAH
State	OK
Zip	74426-5249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19-20 BLK 6 CHECOTAH HEIGHTS #1 724/106 728/254 864/11
Legal Range	17E
Legal Township	11N
Legal Section	5
Legal Subdivision	CHECOTAH HEIGHTS #1
Legal Block	6
Legal Lot Number	19,20
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1053
Census Tract	779700

Owner

Source: McIntosh County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106849 S 4230 RD, CHECOTAH, OK 74426-5114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Aug 10, 2010 · Amount on Record
Deed Document Number	20254991
Deed Book / Page	1247 / 278
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Nov 10, 2025
Property Address	405 MILES AVE, CHECOTAH, OK 74426-5249
Document Number	001247/278
Book / Page	1247 / 278
Instrument Date	Oct 27, 2025
Instrument	I-2025-004991
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106849 S 4230 RD, CHECOTAH, OK 74426-5114

Mortgage

Document Number	I2025004992
Date	Nov 10, 2025
Instrument	I-2025-004992

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	105 Months
Due	Aug 19, 2034

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Municipality	Checotah City
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,586 (+6.64%) Land $655 Building $4,931	$50,776 (-5.8%) Land $5,950 Building $44,826
2025	$286.00 Homeowner's exemption	$5,238 (-) Land $578 Building $4,660	$53,901 (+0.98%) Land $5,950 Building $47,951
2024	$286.00 (+4%) Homeowner's exemption	$5,238 (-) Land $378 Building $4,860	$53,380 (+4.64%) Land $3,850 Building $49,530
2023	$275.00 Homeowner's exemption	$5,238 Land $395 Building $4,843	$51,015 Land $3,850 Building $47,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHECOTAH PWA serves 3,481 people · EPA ID OK1020515
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Treatment failure resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Cross Wireless Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50