San Mateo County property record for 405 Midway Ave, San Mateo, CA 94402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,240 sqft · built 1963 |
| Lot Size | 0.144 acres (6,285 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,775,000 (Sep 2008) |
| Tax Bill | $27,639 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-062-110 |
| Primary APN | 031-062-110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 1,130 sqft |
| Family Room | Family Room |
| Study | Study |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 6,285 sqft (0.144 acres) |
| Lot Dimensions | 165 ft deep x 40 ft wide |
| Garage Area | 310 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 MIDWAY AVE |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94402-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10010 |
| Legal Description | NLY 50 FT OF LOT 294 SAN MATEO PARK SUB NO 3 RSM A/68 CITY OF SAN MATEO |
| Legal Subdivision | SAN MATEO PARK |
| Legal Lot Number | 294 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 605800 |
405 Midway Ave is owned and occupied by two individuals who bought it in September 2008.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 MIDWAY AVE, SAN MATEO, CA 94402-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2018 | Deed of Trust, Mortgage · ARM HSBC BANK USA |
| Feb 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2008 · Amount on File |
| Deed Sale | Sep 26, 2008 · Amount on File |
| Prior Sale | Jun 26, 2007 · Amount on File |
| Deed Document Number | 2008107917 |
| Prior Transfer Date | Feb 14, 1996 |
| Prior Transfer Doc | 0000020310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 405 MIDWAY AVE, SAN MATEO, CA 94402-1129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000003368 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 2018-003368 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.98% |
| Type Change Date | Feb 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.98% |
| Index | 1-Year LIBOR |
| Max Rate | 7.98% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 405 MIDWAY AVE, SAN MATEO, CA 94402-1129 |
| Document Number | 0000015710 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 405 MIDWAY AVE SAN MATEO CA 944021129, SAN MATEO, CA 94402-1129 |
| Document Number | 0000015710 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 15710 |
| Name | GOOGAIN |
|---|---|
| Address | SUNNYVALE, CA 94086 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 405 Midway Ave was $27,639 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,331,484 (+2%) Land $1,165,742 Building $1,165,742 | ||
| 2025 | $27,639.00 Homeowner's exemption | $2,285,770 Land $1,142,885 Building $1,142,885 | |
| 2023 | $26,916.00 (+1.54%) Homeowner's exemption | $2,197,012 Land $1,098,506 Building $1,098,506 | $2,527,380 |
| 2022 | $26,508.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Midway Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1999–2013) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Midway Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, Etheric Networks, Sonic Telecom, Verizon.
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