405 Merion Dr, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 405 Merion Dr, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,583 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Jul 2004)
Tax Bill	$2,880 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4386-18-22-8424`

Property Details

APN / Parcel Number

Primary APN	`4386-18-22-8424`
Alternative APNs	`80-4386-18-22-8424` `80000740` `000740`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,583 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80000740
Street Address	405 MERION DR
City	READING
State	PA
Zip	19608-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARTIN FARMS
Legal Block	22
Legal Lot Number	38
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	1
Census Block	1004
Census Tract	10803

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 MERION DR, READING, PA 19608-2127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 17, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2004 · Amount on Record
Deed Sale	Jul 8, 2004 · Amount on Record
Deed Document Number	200454278
Deed Book / Page	4102 / 42
Last Transfer Date	Aug 3, 2010
Transfer Doc	0000030183
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	405 MERION DR, SINKING SPRING, PA 19608-2127
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060881
Date	Dec 8, 2021
Instrument	2021060881

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	405 MERION DR, SINKING SPRING, PA 19608-2127
Document Number	0000035078
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MERION DR SINKING SPRING PA 196082127, SINKING SPRING, PA 19608-2127

Mortgage

Document Number	0000035078
Date	Oct 10, 2019
Instrument	35078

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 9, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,880.00 (+2%) Homeowner's exemption	$162,600 (-) Land $37,800 Building $124,800	$37,800 (-76.75%) Land $37,800
2024	$2,400.00	$162,600 Land $37,800 Building $124,800
1994			$162,600 Land $37,800 Building $124,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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