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405 Merchant St, Ambridge, PA 15003 Property Records

Beaver County property record for 405 Merchant St, Ambridge, PA 15003

Property Summary

Property TypeBank, Financial Building
Details2 bd · 1 ba · 2,640 sqft · built 1924
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on Record
Last Sale$24,000 (Nov 2017)
Tax Bill$3,965 (2026)
Deeds & MortgagesNov 2017 Sale
Flood ZoneZone X (minimal risk)
APN09-002-0411.000

Property Details

APN / Parcel Number

Primary APN09-002-0411.000
Alternative APN
  • 09-002-0411.000-01-1

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,640 sqft Total Area
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1953
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
PorchSlab
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number09-002-0411.000
Street Address405 MERCHANT ST
CityAMBRIDGE
StatePA
Zip15003-2406
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionLOT 324 BLDG
Legal SubdivisionAMBRIDGE LAND COMPANYS
Legal Lot Number324
JurisdictionBEAVER PA
Township / Civil DivisionAMBRIDGE
Census Block Group2
Census Block2019
Census Tract604100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ambridge Commercial Historic District
listed 2020 · 112 contributing resources · NRIS 100005420

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Beaver County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address936 GRANT ST, BULGER, PA 15019-2229
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2017 · Amount on Record
Deed SaleNov 6, 2017 · Amount on Record
Deed Document Number20173561018
Record UpdatedOct 29, 2026

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBEAVER PA
Recording DateNov 6, 2017
Property Address405 MERCHANT ST, AMBRIDGE, PA 15003-2406
Document Number0003561018
Instrument DateNov 1, 2017
Instrument3561018
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanyALPHA SETTLEMENT SERVICES LLC

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address405 MERCHANT ST AMBRIDGE PA 150032406, AMBRIDGE, PA 15003-2406

Tax Assessment & Valuation

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBeaver County
MunicipalityAmbridge Borough
Unified School DistrictAmbridge Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,965.00 (+214.93%)$83,950 (+731.19%) Land $6,400 Building $77,550$167,900 (+731.19%) Land $12,800 Building $155,100
2025$1,259.00 (-13.41%)
2023$1,454.00$10,100 Land $2,750 Building $7,350
1982$20,200 Land $5,500 Building $14,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMBRIDGE WATER AUTH
serves 19,500 people · EPA ID PA5040008
Water SourceSurface water
Last State InspectionDec 2023
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jul 2023
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
GoNetspeed
Fiber		1,000 / 1,000

May also be available: Verizon.

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