Highland County property record for 405 McLaughlin Ln, Monterey, VA 24465
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,856 sqft · built 1914 |
| Lot Size | 106 acres (4,633,913 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,769 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54 A 28 |
| Primary APN | 54 A 28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,856 sqft Living Area |
| Cellar | Cellar |
| Storm Shelter | Storm Shelter |
| Flooring | Wood |
| Interior Walls | Plaster |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 4,633,913 sqft (106 acres) |
| Porch | Slab |
| Porch Area | 156 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Spring/Creek |
| Account Number | 1435 |
|---|---|
| Street Address | 405 MCLAUGHLIN LN |
| City | MONTEREY |
| State | VA |
| Zip | 24465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | N40E16S24E12S16W1 W26W1; E6S16E6S8W12N24; S6W26N6E26 |
| Jurisdiction | HIGHLAND VA |
| Township / Civil Division | MONTEREY |
| Census Block Group | 3 |
| Census Block | 3088 |
| Census Tract | 970100 |
Source: Highland County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 157 MCLAUGHLIN LN, MONTEREY, VA 24465-2704 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2007 |
| Deed Sale | Jan 18, 2007 |
| Deed Document Number | 200770000029 |
| Record Updated | Sep 20, 2026 |
Source: Highland County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Highland County |
| Unified School District | Highland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,769.00 | $347,000 Land $306,800 Building $40,200 | |
| 2024 | $347,000 Land $306,800 Building $40,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–2003) |
| Most Recent Claim | Nov 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 85% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 500 |
4G LTE (outdoors only), no 5G reported
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