405 McElroy Dr, Providence, KY 42450 Property Records

Webster County property record for 405 McElroy Dr, Providence, KY 42450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,448 sqft
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Tax Bill	$925 (2025)
Flood Zone	Zone X (minimal risk)
APN	`PR2-001-003-003`

Property Details

APN / Parcel Number

Primary APN	`PR2-001-003-003`
Alternative APNs	`10697` `6107` `6058`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,448 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Detached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces
Patio Area	508 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	6058
Street Address	405 MCELROY DR
City	PROVIDENCE
State	KY
Zip	42450-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	WEBSTER KY
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2045
Census Tract	960400

Owner

Source: Webster County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 MCELROY DR, PROVIDENCE, KY 42450-1954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 10, 2014
Transfer Doc	DEED291/087
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Webster County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Municipality	Providence City
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$925.00 (+10.78%) Homeowner's exemption	$102,000 (+11.48%)	$102,000 (+11.48%)
2023	$835.00 Homeowner's exemption	$91,500	$91,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE WATER WORKS serves 4,538 people · EPA ID KY1170361
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000