405 McBride St, Jackson, MI 49203 Property Records

Jackson County property record for 405 McBride St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,624 sqft · built 1910
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Tax Bill	$1,957 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-211400000`

Property Details

APN / Parcel Number

Primary APN	`3-211400000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,624 sqft Living Area
1st Floor Area	812 sqft
Basement Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	115 ft deep x 44 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 MCBRIDE ST
City	JACKSON
State	MI
Zip	49203-3083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	W 43.33 FT OF LOT 25 & 26 BLK 12 HARWOOD'S ADD
Legal Subdivision	HARWOODS ADD
Legal Block	12
Legal Lot Number	25-26
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2003
Census Tract	900

Owner

Source: Jackson County records · APN 3-211400000

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 MCBRIDE ST, JACKSON, MI 49203-3083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	405 MCBRIDE ST, JACKSON, MI 49203-3083
Document Number	0002844740
Instrument Date	Mar 03, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MCBRIDE ST JACKSON MI 492033083, JACKSON, MI 49203-3083

Mortgage

Document Number	0002844740
Date	Mar 09, 2020
Book Page	002158/000151
Instrument	2844740

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 08, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,500 (+11.18%)	$187,000 (+11.18%)
2025	$1,957.00 (-16.86%)	$84,100 (+16.97%)	$168,200 (+16.97%)
2024	$2,354.00 (+13.45%)
2023		$71,900	$143,800
2022	$2,075.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Broadband, Verizon.

Based on FCC filings for 715 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JACKSON serves 33,165 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.