Mecklenburg County property record for 405 Matthews Estates Rd, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,660 sqft · built 1996 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $701,000 (Jul 2026) |
| Tax Bill | $3,800 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-218-67 |
| Primary APN | 227-218-67 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Upper Floors Area | 1,497 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,282 sqft (0.259 acres) |
| Garage Area | 486 sqft |
| Deck Area | 120 sqft |
| Patio Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 405 MATTHEWS ESTATES RD |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28105-0325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L18 B1 M27-37 |
| Legal Subdivision | MATTHEWS ESTATES MAP 01 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 5834 |
405 Matthews Estates Rd is owner-occupied and held in a trust since July 2026.
Source: Mecklenburg County records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 405 MATTHEWS ESTATES RD, MATTHEWS, NC 28105-0325 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Mar 1, 2024 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on File |
| Deed Sale | Jul 17, 2026 · Amount on File |
| Prior Sale | Aug 5, 1996 · Amount on File |
| Deed Document Number | 202676768 |
| Deed Book / Page | 40581 / 570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 17, 2026 |
| Property Address | 405 MATTHEWS ESTATES RD, MATTHEWS, NC 28105-0325 |
| Document Number | 0000076768 |
| Book / Page | 40581 / 570 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202676768 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $141,602.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 405 MATTHEWS ESTATES RD, MATTHEWS, NC 28105-0325 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 405 MATTHEWS ESTATES RD, MATTHEWS, NC 28105-0325 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000018482 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 38667/1 |
| Instrument | 2024018482 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | 3200 TRULIANT WAY, WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2054 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 405 Matthews Estates Rd was $3,800.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,800.00 | $485,100 Land $105,000 Building $380,100 | $485,100 Land $105,000 Building $380,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Matthews Estates Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Matthews Estates Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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