Lorain County property record for 405 Marseilles Ave, Elyria, OH 44035 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,020 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $89,000 (2019) |
| Tax Bill | $465.00 (2025) |
Source: Lorain County records · APN 06-25-019-103-009
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 MARSEILLES AVE, ELYRIA, OH 44035-4045 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CREDIT |
| Feb 11, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Feb 27, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Mar 06, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 2019 · Amount on Record |
| Deed Sale | Mar 06, 2019 · Amount on Record |
| Prior Sale | Dec 04, 2015 · Amount on Record |
| Deed Doc Number | 2019706486 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 04, 2026 |
| Property Address | 405 MARSEILLES AVE, ELYRIA, OH 44035-4045 |
| Document Number | 0000106168 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026106168 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 405 MARSEILLES AVE, ELYRIA, OH 44035-4045 |
| Document Number | 0000106168, |
|---|---|
| Date | Aug 04, 2026 |
| Instrument | 2026106168 |
| Name | COMMUNITY CREDIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 405 MARSEILLES AVE, ELYRIA, OH 44035-4045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | OHIO REAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210802728 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021-0802728 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 405 MARSEILLES AVE, ELYRIA, OH 44035-4045 |
| Document Number | 0000751930 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 405 MARSEILLES AVE ELYRIA OH 440354045, ELYRIA, OH 44035-4045 |
| Document Number | 0000751930 |
|---|---|
| Date | Mar 05, 2020 |
| Instrument | 751930 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 06, 2019 |
| Property Address | 405 MARSEILLES AVE, ELYRIA, OH 44035-4045 |
| Document Number | 0000706486 |
| Map Reference | VOL 15 PG 76 |
| Instrument Date | Mar 05, 2019 |
| Instrument | 2019-0706486 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | FIDELITY NITIONAL TITLE COMP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 405 MARSEILLES AVE, ELYRIA, OH 44035-4045 |
| Document Number | 0000706487 |
|---|---|
| Date | Mar 06, 2019 |
| Instrument | 2019-0706487 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $465.00 Homeowner's exemption | $51,490 (%) Land $11,540 Building $39,950 | $147,120 (-) Land $32,970 Building $114,150 |
| 2024 | $465.00 (-48.22%) | $51,492 (+48%) Land $11,540 Building $39,953 | $147,120 (+48.01%) Land $32,970 Building $114,150 |
| 2023 | $898.00 (-4.26%) | $34,791 (+%) Land $8,208 Building $26,583 | $99,400 (-) Land $23,450 Building $75,950 |
| 2022 | $938.00 | $34,790 Land $8,210 Building $26,580 | |
| 2021 | $99,400 Land $23,450 Building $75,950 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-019-103-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,020 sqft Living Area |
| Gross Area | 1,052 sqft Gross Area |
| 1st Floor | 1,020 sqft 1st Floor |
| Basement Area | 800 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 6,098 sqft (0.14 acres) |
| Depth X Width | 122 ft x 50 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 750 sqft Garage |
| Patio Area | 32 sqft Patio |
| Porch Area | 32 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 405 MARSEILLES AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4045 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MARSILLES EXTENTION 50 X 122 |
| Legal Subdivision | MARSILLES EXTENTION |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 28 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 70600 |
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