405 Maplewood Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 405 Maplewood Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,288 sqft · built 1974
Lot Size	0.16 acres (6,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Apr 2023)
Tax Bill	$2,101 (2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-759-5652-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-5652-4`
Alternative APNs	`15-28-16-36279-000-1020` `281615362790001020` `162815362790001020` `R159881`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,974 sqft (0.16 acres)
Lot Dimensions	92 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R159881
Street Address	405 MAPLEWOOD DR
City	OLDSMAR
State	FL
Zip	34677-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR PALMS-UNIT ONE LOT 102
Legal Range	16E
Legal Township	28S
Legal Section	15
Legal Subdivision	HARBOR PALMS-UNIT ONE
Legal Tract	36279
Legal Lot Number	102
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1011
Census Tract	27319

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 MAPLEWOOD DR, OLDSMAR, FL 34677-2748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
May 24, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Jul 27, 2015 · Amount on Record
Deed Document Number	202397855
Deed Book / Page	22408 / 1912
Prior Transfer Date	Oct 21, 2014
Prior Transfer Doc	0185670482
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 14, 2023
Property Address	405 MAPLEWOOD DR, OLDSMAR, FL 34677-2748
Document Number	0224081912
Book / Page	22408 / 1912
Map Reference	MB 67 PG 88
Instrument Date	Mar 13, 2023
Instrument	2023097855
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	STAR TITLE PARTNERS/PALM HARBOR, STAR TTL PARTNERS OF PALM HA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,729.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10938 GAZEBO DRIVE, LARGO, FL 33773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAPLEWOOD DR, OLDSMAR, FL 34677-2748

Mortgage

Document Number	0224081914
Date	Apr 14, 2023
Instrument	22408/1914

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	405 MAPLEWOOD DR, OLDSMAR, FL 34677-2748
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAPLEWOOD DR, OLDSMAR, FL 34677-2748

Mortgage

Document Number	0214330809
Date	Mar 12, 2021
Book Page	21433/809
Instrument	2021082604

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	405 MAPLEWOOD DR, OLDSMAR, FL 34677-2748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0207841165
Date	Nov 25, 2019
Book Page	20784/1165
Instrument	2019378847

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	405 MAPLEWOOD DR, OLDSMAR, FL 34677-2748
Document Number	0201291356
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAPLEWOOD DR OLDSMAR FL 346772748, OLDSMAR, FL 34677-2748

Mortgage

Document Number	0201291356
Date	Jul 16, 2018
Book Page	020129/001356
Instrument	225177

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$325,317 (+100.82%) Land $102,512 Building $222,805	$325,317 (+3.61%) Land $102,512 Building $222,805
2023	$2,101.00 (+3.4%) Homeowner's exemption	$161,996 (+3%)	$313,969 (+18.63%) Land $146,699 Building $167,270
2022	$2,032.00 Homeowner's exemption	$157,278	$264,655 Land $135,036 Building $129,619

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 434 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	434 in force
Nearby Flood Claims	135 (2004–2024)
Claims Outside the SFHA	7 of 135
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 15 claims Hurricane Helene, Sep 2024 · 102 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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