405 Maple St, Deal, NJ 07723 Property Records

Monmouth County and Ocean Township property record for 405 Maple St, Deal, NJ 07723

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,368 sqft · built 1951
Lot Size	0.575 acres (25,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Apr 2002)
Tax Bill	$48,428 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-00043-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`37-00043-0000-00004`
Alternative APNs	`3700043000000016B` `370004300004`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,368 sqft Living Area
1st Floor Area	2,070 sqft
Upper Floors Area	1,298 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Other
Lot Area	25,025 sqft (0.575 acres)
Lot Dimensions	275 ft deep x 91 ft wide

Exterior Amenities

Pool Area	1,125 sqft
Porch	Open Porch
Patio Area	672 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	3700043000000016B
Street Address	405 MAPLE ST
City	DEAL
State	NJ
Zip	07723-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Description	ADDITIONAL LOTS: 6
Legal Subdivision	DEAL PARK
Legal Block	43
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2012
Census Tract	806300

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1002 E 8TH ST, BROOKLYN, NY 11230-3515
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC
Dec 24, 2019	Deed of Trust, Mortgage · Construction Mortgage CITY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2002 · Amount on Record
Deed Sale	Apr 3, 2002 · Amount on Record
Deed Book / Page	8096 / 7428
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	405 MAPLE ST, DEAL, NJ 07723-1516
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097632452
Date	Oct 29, 2025
Book Page	9763/2452
Instrument	2025086497

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	405 MAPLE ST, DEAL, NJ 07723-1516
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	MEISTER ABSTRACT CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097621633
Date	Oct 22, 2025
Book Page	9762/1633
Instrument	2025084468

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	405 MAPLE ST, DEAL, NJ 07723-1516
Document Number	0000005722
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 MAPLE ST DEAL NJ 077231516, DEAL, NJ 07723-1516

Mortgage

Document Number	0000005722
Date	Jan 15, 2020
Book Page	009391/004143
Instrument	5722

Lender

Name	CITY NAT'L BK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.16%

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,144,000 (+15.78%) Land $3,338,500 Building $805,500	$4,144,000 (+15.78%) Land $3,338,500 Building $805,500
2025	$48,428.00 (+2.28%)	$3,579,300 (+21.3%) Land $2,790,800 Building $788,500	$3,579,300 (+21.3%) Land $2,790,800 Building $788,500
2024	$47,347.00 (-1.3%)
2023		$2,950,800 Land $2,240,800 Building $710,000	$2,950,800 Land $2,240,800 Building $710,000
2022	$47,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	21 (1985–2026)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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