405 Maple Ave, Selkirk, NY 12158 Property Records

Albany County and Bethlehem Town property record for 405 Maple Ave, Selkirk, NY 12158

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1981
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Aug 2023 Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012200 121.04-1-17`

Property Details

APN / Parcel Number

Primary APN	`012200 121.04-1-17`
Alternative APNs	`22001210040001017000` `12100400010170000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,892 sqft Living Area
1st Floor Area	1,342 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1981
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	29,185 sqft (0.669 acres)
Lot Dimensions	140 ft deep x 185 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	12100400010170000000
Old Parcel Number	22001210040001017000
Street Address	405 MAPLE AVE
City	SELKIRK
State	NY
Zip	12158-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SELKIRK
Legal Subdivision	SELKIRK
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2031
Census Tract	14301

Owner

Source: Albany County and Bethlehem Town records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 MAPLE AVE, SELKIRK, NY 12158-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Aug 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BROADVIEW FCU
Aug 20, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Apr 26, 2021	Intrafamily Transfer, Transfer · ARM CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Aug 30, 2000 · Amount on Record
Last Transfer Date	Apr 26, 2021
Transfer Doc	0000002631
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	405 MAPLE AVE, SELKIRK, NY 12158-1518
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAPLE AVE, SELKIRK, NY 12158-1518

Mortgage

Document Number	0000005737
Date	Aug 31, 2023
Instrument	R2023-15737

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	405 MAPLE AVE, SELKIRK, NY 12158-1518
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAPLE AVE, SELKIRK, NY 12158-1518

Mortgage

Document Number	0000002550
Date	Oct 27, 2021
Instrument	R2021-32550

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	405 MAPLE AVE, SELKIRK, NY 12158-1518
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAPLE AVE, SELKIRK, NY 12158-1518

Mortgage

Document Number	0000005738
Date	Aug 31, 2023
Instrument	R2023-15738

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	405 MAPLE AVE, SELKIRK, NY 12158-1518
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MAPLE AVE, SELKIRK, NY 12158-1518

Mortgage

Document Number	0000005003
Date	Aug 20, 2025
Instrument	R2025-15003

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Apr 26, 2021
Property Address	405 MAPLE AVE, SELKIRK, NY 12158-1518
Document Number	0000002631
Instrument Date	Mar 19, 2021
Instrument	R2021-12631
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 MAPLE AVE, SELKIRK, NY 12158-1518

Mortgage

Document Number	0000002632
Date	Apr 26, 2021
Instrument	R2021-12632

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Margin	3
Max Rate	9.62%

Tax Assessment & Valuation

Source: Albany County and Bethlehem Town assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Ravena-Coeymans-Selkirk Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$161,400 (-) Land $35,600 Building $125,800	$252,188 (+17.19%) Land $55,625 Building $196,563
2023	$161,400 Land $35,600 Building $125,800	$215,200 Land $47,467 Building $167,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1996–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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