405 Main St, Van Meter, IA 50261 Property Records

Dallas County property record for 405 Main St, Van Meter, IA 50261

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,493 sqft · built 2025
Lot Size	0.158 acres (6,864 sqft)
Owner	Company Name on File
Last Sale	$118,000 (Nov 2005)
Tax Bill	$328 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-21-485-005`

Property Details

APN / Parcel Number

Primary APN	`15-21-485-005`
Alternative APNs	`000001521485005` `420001521485005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,493 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	367 sqft
Basement Area	1,126 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,864 sqft (0.158 acres)
Lot Dimensions	132 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	377 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	420001521485005
Street Address	405 MAIN ST
City	VAN METER
State	IA
Zip	50261-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W52 LOT 6 BLK 4
Legal Range	27W
Legal Township	78N
Legal Section	21
Legal Subdivision	CITY/VAN METER
Legal Tract	2023-750
Legal Block	4
Legal Lot Number	6
Jurisdiction	DALLAS IA
Township / Civil Division	VAN METER
Census Block Group	3
Census Block	3073
Census Tract	50902

Owner

405 Main St is owned by a company that bought it in November 2005.

Source: Dallas County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 115, VAN METER, IA 50261-0115
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Aug 21, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Jan 19, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2005 · Amount on File
Deed Sale	Nov 23, 2005 · Amount on File
Deed Document Number	200520077
Deed Book / Page	2005 / 20077
Prior Transfer Date	Nov 1, 2005
Prior Transfer Doc	0000020076
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	405 MAIN ST, VAN METER, IA 50261-7710
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 120TH ST, VAN METER, IA 50261-8528

Mortgage

Document Number	0202602249
Date	Feb 11, 2026
Instrument	2026-02249

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	405 MAIN ST, VAN METER, IA 50261-7710
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202514227
Date	Aug 21, 2025
Instrument	2025-14227

Lender

Name	FIRST STATE BANK
Type	Bank
Address	REDFIELD, IA 50233

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	480 Months
Due	Aug 21, 2065

Interest

Rate Type	Adjustable Rate

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Jan 19, 2023
Property Address	405 MAIN ST, VAN METER, IA 50261-7710
Document Number	20230000000750
Book / Page	2023 / 750
Instrument Date	Jan 11, 2023
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount on Record
Tax	$112.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 115, WINTERSET, IA 50273

Tax Assessment & Valuation

The 2025 property tax bill for 405 Main St was $328, down 72.3% from the year before.

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dallas County
Municipality	Van Meter City
Unified School District	Van Meter Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$328.00 (-72.3%)	$25,350 Land $25,350	$25,350 Land $25,350
2024	$1,184.00
2023		$71,700 Land $26,000 Building $45,700	$71,700 Land $26,000 Building $45,700
2022	$2,252.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN METER MUNICIPAL WATER WORK serves 1,074 people · EPA ID IA2570046
Water Source	Groundwater
Last State Inspection	Dec 2023
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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