Bradford County property record for 405 Main St, Towanda, PA 18848 · Last verified May 2026
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,297 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 48-086.04-208-000-000 |
| Primary APN | 48-086.04-208-000-000 |
|---|
| Lot Area | 2,178 sqft (0.05 acres) |
|---|
| Street Address | 405 MAIN ST |
|---|---|
| City | TOWANDA |
| State | PA |
| Zip | 18848-1807 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | COUNTRY PEDDLER |
| Legal Subdivision | PROPERTY OF WILLIAM M SPAULDING |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TOWANDA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 951000 |
Source: Bradford County records · APN 48-086.04-208-000-000
Assessment roll updated April 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5814 MILAN RD, MILAN, PA 18831-7742 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 19, 2015 |
| Transfer Doc | 0201510368 |
| Record Updated | Jun 08, 2026 |
Source: Bradford County records · Assessment roll updated April 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| Municipality | Towanda Borough |
| Unified School District | Towanda Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,297.00 (+2.52%) | $38,150 (-) | |
| 2025 | $3,216.00 (+1.84%) | $38,150 (-) | |
| 2024 | $3,158.00 | $38,150 | |
| 1999 | $76,300 |
Source: FEMA National Flood Hazard Layer, Bradford County (42015C), updated September 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420159510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Nearby Flood Policies | 15 in force 2 of 15 on primary residences |
| Nearby Flood Claims | 15 (1979–2020) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Dec 2020, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Towanda Historic District listed 1992 · 441 contributing resources · NRIS 92000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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