405 Main St, Redding, IA 50860 Property Records

Ringgold County property record for 405 Main St, Redding, IA 50860

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 792 sqft · built 1909
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$398 (2025)
Deeds & Mortgages	Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`008328`

Property Details

APN / Parcel Number

Primary APN	`008328`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Base Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Construction Type	Frame
Roof Material	Fiberglass
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	405 MAIN ST
City	REDDING
State	IA
Zip	50860-8858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-67-31 LOT 5 IN D & M ADD & RR E LOT 5 (5 AC) SE NW BTWN N LINE 2ND ST & S LINE MAIN ST PRODUCED W, ALSO 12' STRIP BETWEEN
Legal Range	31W
Legal Township	67N
Legal Section	14
Legal Subdivision	D & M ADD
Legal Block	67
Legal Lot Number	5
Jurisdiction	RINGGOLD IA
Township / Civil Division	CLINTON
Census Block Group	3
Census Block	3128
Census Tract	950200

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 275, REDDING, IA 50860-0275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	405 MAIN ST, REDDING, IA 50860-8858
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	490/145
Date	Nov 13, 2019
Book Page	490/145
Instrument	1114

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Redding City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$398.00 (+12.43%) Homeowner's exemption	$39,494 (+19.05%) Land $11,000 Building $28,494	$39,494 (+19.05%) Land $11,000 Building $28,494
2024	$354.00 (+33.08%)
2023		$33,173 (+40.22%) Land $8,000 Building $25,173	$33,173 (+40.22%) Land $8,000 Building $25,173
2022	$266.00 Homeowner's exemption	$23,658 Land $8,000 Building $15,658
2021			$23,658 Land $8,000 Building $15,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 79% of Iowa
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Windstream DSL · Fixed Wireless	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

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