Humboldt County property record for 405 Main St, Ferndale, CA 95536
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,000 (May 2011) |
| Tax Bill | $4,085 (2025) |
| Deeds & Mortgages | Sep 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-083-019-000 |
| Primary APN | 031-083-019-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,920 sqft (0.09 acres) |
|---|
| Street Address | 405 MAIN ST |
|---|---|
| City | FERNDALE |
| State | CA |
| Zip | 95536 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C-2-D |
| Legal Description | L6* B14 /B5P80 M FRANCIS DIVISIONRNE OF0600601085B071982C 86C 00000000 N |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11200 |
Source: Humboldt County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 464, LOLETA, CA 95551-0464 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2011 · Amount on Record |
| Deed Sale | May 16, 2011 · Amount on Record |
| Prior Sale | Aug 15, 2005 · Amount on Record |
| Deed Document Number | 201110410 |
| Prior Transfer Date | May 4, 2011 |
| Prior Transfer Doc | 0000010409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 405 MAIN ST, FERNDALE, CA 95536 |
| Document Number | 0000017093 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Title Company | HUMBOLDT LAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 MAIN ST FERNDALE CA 95536, FERNDALE, CA 95536 |
| Document Number | 0000017093 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 17093 |
| Name | REDWOOD CAP BK |
|---|---|
| Type | Bank |
| Address | EUREKA, CA 95501 |
| Amount | Amount Recorded |
|---|
Source: Humboldt County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,085.00 (+4.21%) | $298,502 (+4.04%) Land $83,270 Building $215,232 |
| 2024 | $3,920.00 (+2.19%) | |
| 2023 | $3,836.00 (+1.21%) | $286,913 Land $80,038 Building $206,875 |
| 2022 | $3,790.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
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