405 Main St, #407, Baltic, CT 06330 Property Records

Sprague Town property record for 405 Main St, #407, Baltic, CT 06330

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,776 sqft · built 1930
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,183 (2026)
Deeds & Mortgages	Sep 2024 Transfer Aug 2024 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`M0046100`

Property Details

APN / Parcel Number

Primary APN	`M0046100`
Alternative APN	`SPRA M:16 B:05 L:06`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,776 sqft Living Area
Gross Area	4,136 sqft
1st Floor Area	2,888 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M0046100
Street Address	405 MAIN ST, 407
City	BALTIC
State	CT
Zip	06330-1211
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HV
Legal Block	5
Legal Lot Number	6
Jurisdiction	SPRAGUE CT
Township / Civil Division	SPRAGUE
Census Block Group	4
Census Block	4002
Census Tract	711100

Owner

Source: Sprague Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 MAIN ST, HANOVER, CT 06350-5030
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 1, 2024	Warranty Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE LLC
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WINTRUST MORTGAGE
May 25, 2021	Warranty Deed, Transfer · Stand-Alone Refinance WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024
Deed Sale	Aug 1, 2024
Prior Sale	Dec 13, 2005 · Amount on Record
Deed Document Number	20242024000324
Deed Book / Page	113 / 239
Record Updated	Oct 29, 2026

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRAGUE CT
Recording Date	Sep 9, 2024
Property Address	405 MAIN ST # 407, 407, BALTIC, CT 06330-1211
Document Number	000113-496
Book / Page	113 / 496
Instrument Date	Aug 1, 2024
Instrument	2024000370
Transaction Type	Transfer
Record Updated	Jul 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MAIN ST, HANOVER, CT 06350-5030

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRAGUE CT
Recording Date	Aug 1, 2024
Property Address	405 MAIN ST # 407, 407, BALTIC, CT 06330-1211
Document Number	000113-239
Book / Page	113 / 239
Instrument Date	Jul 31, 2024
Instrument	2024000324
Transaction Type	Transfer
Record Updated	Jul 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000325
Date	Aug 1, 2024
Instrument	2024000325

Lender

Name	CALCON MUTUAL MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRAGUE CT
Property Address	405-407 MAIN ST, HANOVER, CT 06350
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000107-377
Date	May 25, 2021
Book Page	107/377
Instrument	2021000219

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRAGUE CT
Recording Date	May 25, 2021
Property Address	405 MAIN ST # 407, 407, BALTIC, CT 06330-1211
Document Number	002379-372
Book / Page	2379 / 372
Instrument Date	Apr 7, 2021
Instrument	2021000218
Transaction Type	Transfer
Record Updated	Jul 31, 2025
Title Company	NONE AVILABALE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000219
Date	May 25, 2021
Instrument	2021000219

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Sprague Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sprague Town
Elementary School District	Sprague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,183.00 (+0.98%)	$201,400 (-) Land $63,080 Building $138,320	$350,768 (+148.81%)
2025	$6,123.00	$201,400 (-) Land $63,080 Building $138,320	$140,980 Land $44,156 Building $96,824
2024	$6,123.00 (+6.67%)
2023	$5,740.00 (+15.56%)	$201,400 (+47%) Land $63,080 Building $138,320
2022	$4,967.00	$137,010 Land $39,920 Building $97,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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