405 Madison St, Washington, IL 61571 Property Records

Tazewell County property record for 405 Madison St, Washington, IL 61571

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,113 sqft · built 1946
Lot Size	0.163 acres (7,087 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jun 2023)
Tax Bill	$2,452 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`02-02-14-413-007`

Property Details

APN / Parcel Number

Primary APN	`02-02-14-413-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
Gross Area	2,311 sqft
Basement Area	856 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1950
Roof Material	Composition Shingle
Lot Area	7,087 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 MADISON ST
City	WASHINGTON
State	IL
Zip	61571-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 14 T26N R3W HIGHLAND PARK ADDN LOT 10 BLK 8 SE 1/4
Legal Range	03W
Legal Township	26N
Legal Section	14
Legal Subdivision	HIGHLAND PARK ADDN
Legal Block	8
Legal Lot Number	10
Jurisdiction	TAZEWELL IL
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3006
Census Tract	22300

Owner

Source: Tazewell County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 MADISON ST, WASHINGTON, IL 61571-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit CEFCU
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage CEFCU
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20237353
Prior Transfer Date	Dec 22, 2006
Prior Transfer Doc	0000029488
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL IL
Property Address	405 MADISON ST, WASHINGTON, IL 61571-1422
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001420
Date	Feb 2, 2026
Instrument	202600001420

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAZEWELL IL
Recording Date	Jun 20, 2023
Property Address	405 MADISON ST, WASHINGTON, IL 61571-1422
Document Number	0000007353
Map Reference	MB E PG 48
Instrument Date	Jun 16, 2023
Instrument	202300007353
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	244 WHISPERING OAKS DR, GERMANTOWN HILLS, IL 61548-9120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MADISON ST, WASHINGTON, IL 61571-1422

Mortgage

Document Number	0000007354
Date	Jun 20, 2023
Instrument	202300007354

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL IL
Property Address	405 MADISON ST, WASHINGTON, IL 61571-1422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007602
Date	Jun 20, 2019
Instrument	201900007602

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAZEWELL IL
Recording Date	Sep 4, 2018
Property Address	405 MADISON ST, WASHINGTON, IL 61571-1422
Document Number	0000012196
Map Reference	MB E PG 48
Instrument Date	Aug 31, 2018
Instrument	201800012196
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012197
Date	Sep 4, 2018
Instrument	201800012197

Lender

Name	ILLINOIS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Tazewell County
County Subdivision	Washington Township
Municipality	Washington City
Secondary School District	Washington Community High School District 308 (09 - 12)
Elementary School District	Washington School District 52 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,950 (-9.17%) Land $6,780 Building $32,170	$116,850 (-9.17%) Land $20,340 Building $96,510
2024	$2,452.00 (-10.02%)
2023	$2,725.00 (+7.07%)	$42,880 (+7.04%) Land $5,740 Building $37,140	$128,640 (+7.04%) Land $17,220 Building $111,420
2022	$2,545.00	$40,060 Land $5,360 Building $34,700	$120,180 Land $16,080 Building $104,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (1980–2013)
Claims Outside the SFHA	1 of 8
Most Recent Claim	May 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, May 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON serves 14,793 people · EPA ID IL1790750
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
digiMax Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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