405 Lundy St, El Campo, TX 77437 Property Records

Wharton County property record for 405 Lundy St, El Campo, TX 77437

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,756 sqft · built 1930
Lot Size0.193 acres (8,398 sqft)
OwnerIndividual Name on Record
Last Sale$84,100 (Oct 2013)
Tax Bill$2,772 (2025)
Deeds & MortgagesFeb 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN10840-005-030-00

Property Details

APN / Parcel Number

Primary APN10840-005-030-00
Alternative APNs
  • R019837
  • 19837

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,756 sqft Living Area
Gross Area2,356 sqft
1st Floor Area1,756 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1974
Lot Area8,398 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeAttached
Garage Area600 sqft
PorchEnclosed Porch
Porch Area252 sqft

Location & Zoning

Account Number1084000503000
Street Address405 LUNDY ST
CityEL CAMPO
StateTX
Zip77437-3513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUNDY CENTRAL BLOCK 5 LOT 3
Legal SubdivisionLUNDY CENTRAL
Legal Block5
Legal Lot Number3
JurisdictionWHARTON TX
Township / Civil DivisionEL CAMPO
Census Block Group2
Census Block2030
Census Tract740800

Owner

Source: Wharton County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 LUNDY ST, EL CAMPO, TX 77437-3513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2013 · Amount on Record
Deed SaleOct 1, 2013 · Amount on Record
Deed Document Number20135635
Deed Book / Page935 / 101
Prior Transfer DateSep 24, 2013
Prior Transfer Doc000935/101
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHARTON TX
Property Address405 LUNDY ST, EL CAMPO, TX 77437-3513
Transaction TypeMortgage
Record UpdatedNov 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 LUNDY ST, EL CAMPO, TX 77437-3513

Mortgage

Document Number001253/697
DateFeb 11, 2022
Book Page1253/697
Instrument2022-00000896
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeStand-Alone Second Mortgage
Term358 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityEl Campo City
CountyWharton County
Unified School DistrictEl Campo Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,853 (+7.68%) Land $27,720 Building $166,133$193,853 (+7.68%) Land $27,720 Building $166,133
2025$2,772.00 (-13.7%) Homeowner's exemption$180,019 (+5.83%) Land $27,720 Building $152,299$180,019 (+5.83%) Land $27,720 Building $152,299
2023$170,101 Land $27,720 Building $142,381$170,101 Land $27,720 Building $142,381
2022$3,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims15 (1983–2015)
Claims Outside the SFHA1 of 15
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Thunderstorms And Flooding, Oct 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EL CAMPO
serves 12,095 people · EPA ID TX2410002
Water SourceGroundwater
Last State InspectionNov 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 1,000
Rise Broadband
Fiber
1,000 / 200
Sparklight
Cable
1,000 / 50
Skynet
Fixed Wireless
100 / 50

May also be available: YK Communications.

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