405 Locust St, Washington, IL 61571 Property Records

Tazewell County property record for 405 Locust St, Washington, IL 61571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 897 sqft · built 1965
Lot Size	0.513 acres (22,910 sqft)
Owner	2 Individuals on Record
Last Sale	$167,500 (Dec 2015)
Tax Bill	$5,186 (2024)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-22-106-010`

Property Details

APN / Parcel Number

Primary APN	`02-02-22-106-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	897 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	897 sqft
Basement Area	685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Roof Material	Composition Shingle
Lot Area	22,910 sqft (0.513 acres)
Lot Dimensions	290 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	1,166 sqft
Parking Spaces	2 Parking Spaces
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 LOCUST ST
City	WASHINGTON
State	IL
Zip	61571-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 22 T26N R3W FELKERS 2ND EXTN LOT 65; ALSO TRACT 2 OF PART SUBLOT E NW 1/4
Legal Range	03W
Legal Township	26N
Legal Section	22
Legal Subdivision	FELKERS 2ND EXTN LOT 65; ALSO TRACT 2 OF
Legal Tract	2
Legal Block	106
Legal Lot Number	65
Jurisdiction	TAZEWELL IL
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1008
Census Tract	22200

Owner

Source: Tazewell County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	405 LOCUST ST, WASHINGTON, IL 61571-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2015 · Amount on Record
Deed Sale	Dec 23, 2015 · Amount on Record
Deed Document Number	201520999
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL IL
Property Address	405 LOCUST ST, WASHINGTON, IL 61571-2211
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021532
Date	Dec 1, 2021
Instrument	202100021532

Lender

Name	BETTER BANKS
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Tazewell County
County Subdivision	Washington Township
Municipality	Washington City
Elementary School District	Central School District 51 (PK - 08)
Secondary School District	Washington Community High School District 308 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,580 (+18.04%) Land $18,740 Building $52,840	$214,740 (+18.04%) Land $56,220 Building $158,520
2024	$5,186.00 (+5.77%)
2023	$4,903.00	$60,640 Land $15,870 Building $44,770	$181,920 Land $47,610 Building $134,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1984–1985)
Most Recent Claim	Jul 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON serves 14,793 people · EPA ID IL1790750
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
digiMax Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20