405 Locust St, Springfield, TN 37172 Property Records

Robertson County property record for 405 Locust St, Springfield, TN 37172

Property Summary

Property TypeApartments (5+ Units)
Details8 ba · 8,504 sqft · built 1920
Lot Size0.404 acres (17,596 sqft)
OwnerCompany Name on Record
Last Sale$3,713 (Jan 2022)
Tax Bill$4,331 (2022)
Deeds & MortgagesDec 2022 Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN074080G D 03800

Property Details

APN / Parcel Number

Primary APN074080G D 03800
Alternative APNs
  • 081EDQ 00300 000
  • 080G D 03800

Interior

Full Baths8 Baths
Plumbing Fixtures24 Plumbing Fixtures
Units8 Units
Stories2 Stories
Building Area8,504 sqft Living Area
1st Floor Area4,252 sqft
Upper Floors Area4,252 sqft
Basement Area1,548 sqft
Unfinished Basement1,548 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,596 sqft (0.404 acres)
Lot Dimensions166 ft deep x 106 ft wide
Patio Area936 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address405 LOCUST ST
CitySPRINGFIELD
StateTN
Zip37172-2422
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Description81ED Q 081ED 003.00 000 RESTRICTIONS DB 305-691
JurisdictionROBERTSON TN
Township / Civil Division11
Census Block Group1
Census Block1043
Census Tract80302

Owner

Source: Robertson County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7703 CORTE VIOLETA, CARLSBAD, CA 92009-9340
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
PERSONS BANKING COMPANY
Jan 24, 2022Warranty Deed, Transfer · Commercial Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2022 · Amount on Record
Deed SaleJan 24, 2022 · Amount on Record
Prior SaleDec 21, 2005 · Amount on Record
Deed Document Number2022395557
Deed Book / Page2145 / 913
Transfer Doc862486
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROBERTSON TN
Property Address405 LOCUST ST, SPRINGFIELD, TN 37172-2422
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002222715
DateDec 13, 2022
Book Page2222/715
Instrument410276
Lender
NamePERSONS BANKING COMPANY
TypeBank
AddressPORTLAND, TN 37148
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueNov 25, 2027

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROBERTSON TN
Recording DateJan 24, 2022
Property Address405 LOCUST ST, SPRINGFIELD, TN 37172-2422
Document Number0002145913
Book / Page2145 / 913
Instrument DateJan 20, 2022
Instrument395557
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyDBA WARRANTY TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7703 CORTE VIOLETA, CARLSBAD, CA 92009-9340

Mortgage

Document Number0002145915
DateJan 24, 2022
Book Page2145/915
Instrument395558
Lender
NameFIRST NATIONAL BANK
TypeBank
AddressHENDERSONVILLE, TN 37075
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term252 Months
DueJan 20, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Robertson County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRobertson County
MunicipalitySpringfield City
Unified School DistrictRobertson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$411,960 (-) Land $68,000 Building $343,960
2023$411,960 (+247%) Land $68,000 Building $343,960$1,029,900 (+247%) Land $170,000 Building $859,900
2022$4,331.00$118,720 Land $17,760 Building $100,960$296,800 Land $44,400 Building $252,400
2018$4,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2010–2017)
Most Recent ClaimAug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER SYSTEM
serves 46,546 people · EPA ID TN0000666
Water SourceSurface water
Last State InspectionApr 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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