St. Charles County property record for 405 Lee Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,608 sqft · built 1975 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Mar 2023) |
| Tax Bill | $2,813 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 067600A000 |
| Primary APN | 067600A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 2,704 sqft |
| 1st Floor Area | 984 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 624 sqft |
| Unfinished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 760 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 067600A000 |
|---|---|
| Street Address | 405 LEE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MEADOW WOOD LOT 2 |
| Legal Subdivision | MEADOWWOOD |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 310301 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 LEE DR, SAINT CHARLES, MO 63301-0535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Mar 22, 2023 | Deed, Transfer · Conventional Mortgage JLB CORP |
| Sep 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| May 14, 2021 | Trustee's Deed, Foreclosure |
| Apr 29, 2019 | Warranty Deed, Transfer · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on Record |
| Deed Sale | Mar 22, 2023 · Amount on Record |
| Prior Sale | Sep 16, 2021 · Amount on Record |
| Deed Document Number | 202310678 |
| Prior Transfer Date | May 11, 2021 |
| Prior Transfer Doc | 2021R042386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 405 LEE DR, SAINT CHARLES, MO 63301-0535 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3610 RIVERWOOD PARK DR, KINGWOOD, TX 77345-1115 |
| Document Number | 0000077513 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021R-077513 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 22, 2023 |
| Property Address | 405 LEE DR, SAINT CHARLES, MO 63301-0535 |
| Document Number | 0000010678 |
| Map Reference | MB 11 PG 1 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 2023R-010678 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3610 RIVERWOOD PARK DR, KINGWOOD, TX 77345-1115 |
| Name | Verified Name |
|---|---|
| Address | 405 LEE DR, SAINT CHARLES, MO 63301-0535 |
| Document Number | 0000010679 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2023R-010679 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 16, 2021 |
| Property Address | 405 LEE DR, SAINT CHARLES, MO 63301-0535 |
| Document Number | 2021R077511 |
| Map Reference | MB 11 PG 1 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021R-077511 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1409 LUCEANNE PL, 1409, WELDON SPRING, MO 63304 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 405 LEE DR, SAINT CHARLES, MO 63301-0535 |
| Document Number | 2021R077513 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021R-077513 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 14, 2021 |
| Property Address | 405 LEE DR, SAINT CHARLES, MO 63301-0535 |
| Document Number | 2021R042386 |
| Map Reference | MB 11 PG 1 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021R-042386 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 408 N 1ST ST, 408, WELLSVILLE, MO 63384-1306 |
| Name | Verified Name |
|---|---|
| Address | 1409 LUCERNE PL, WELDON SPRING, MO 63304-7791 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 29, 2019 |
| Property Address | 405 LEE DR, SAINT CHARLES, MO 63301-0535 |
| Document Number | 0070651556 |
| Book / Page | 7065 / 1556 |
| Map Reference | MB 11 PG 1 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 20190429000195810 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5879 WELLINGTON FARM DR, 5879, SAINT CHARLES, MO 63304-4506 |
| Name | Verified Name |
|---|---|
| Address | 405 LEE DR, SAINT CHARLES, MO 63301-0535 |
| Document Number | 20190429000195830 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 20190429000195830 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMIS |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0070651558 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 7065/1558 |
| Instrument | 20190429000195820 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,798 (-) | $235,777 (-) Land $50,000 Building $185,777 | |
| 2025 | $2,813.00 (+11.45%) | $44,798 (+14.25%) | $235,777 (+14.25%) Land $50,000 Building $185,777 |
| 2024 | $2,524.00 | ||
| 2023 | $39,209 | ||
| 2022 | $206,362 Land $50,000 Building $156,362 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 75 (1979–2015) |
| Claims Outside the SFHA | 1 of 75 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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