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405 Ledro Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 405 Ledro Way, Oakley, CA 94561 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,648 sqft · built 2023
Lot Size0.145 acres (6,297 sqft)
OwnerIndividual Name on File
Tax Bill$13,592 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jan 2024 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN032-590-033

Property Details

APN / Parcel Number

Primary APN032-590-033
Alternative APN
  • 032-590-033-0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,648 sqft Living Area
1st Floor Area1,648 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area6,297 sqft (0.145 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address405 LEDRO WAY
CityOAKLEY
StateCA
Zip94561-6054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8904 L33
Legal SubdivisionSUBDIVISION 8904
Legal Tract8904
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2009
Census Tract302011

Owner

Source: Contra Costa County records · APN 032-590-033

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 LEDRO WAY, OAKLEY, CA 94561-6054
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Intrafamily Transfer, Transfer · VA Mortgage
RSI FINANCIAL SERVICES
Jan 12, 2024Grant Deed, Transfer · VA Mortgage
KBHS HOME LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2025
Deed SaleNov 19, 2025
Prior SaleJan 12, 2024 · Amount on Record
Deed Document Number2025130217
Prior Transfer DateNov 14, 2025
Prior Transfer Doc0000130217
Record UpdatedSep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateNov 19, 2025
Property Address405 LEDRO WAY, OAKLEY, CA 94561-6054
Document Number0000130217
Map ReferenceMB 548 PG 1 - 10
Instrument DateNov 14, 2025
Instrument2025- 130217
Transaction TypeTransfer
Record UpdatedDec 02, 2025
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 LEDRO WAY, OAKLEY, CA 94561-6054

Mortgage

Document Number0000130218
DateNov 19, 2025
Instrument2025- 130218
Lender
NameRSI FINANCIAL SERVICES
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJan 12, 2024
Property Address405 LEDRO WAY, OAKLEY, CA 94561-6054
Document Number0000003926
Map ReferenceMB 548 PG 1-10
Instrument DateNov 21, 2023
Instrument2024-003926
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address405 LEDRO WAY, OAKLEY, CA 94561-6054

Mortgage

Document Number0000003927
DateJan 12, 2024
Instrument2024-003927
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$704,454 (+2%) Land $182,070 Building $522,384
2025$13,592.00 (+99.44%)$690,642 (+322.55%) Land $178,500 Building $512,142
2023$6,815.00 (+34.23%)$163,448 Land $163,448
2022$5,077.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133020112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2017–2022)
Most Recent ClaimDec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of California
Wildfire LikelihoodAbout 1 in 549 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnwiredFixed Wireless300 / 25
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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