405 Layman Ave, Oneonta, AL 35121 Property Records

Blount County property record for 405 Layman Ave, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,080 sqft · built 1900
Lot Size	0.356 acres (15,516 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Jan 2022)
Tax Bill	$884 (2026)
Deeds & Mortgages	Sep 2005 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-03-06-2-001-071`

Property Details

APN / Parcel Number

Primary APN	`19-03-06-2-001-071`
Alternative APNs	`019310` `19310` `66601` `68127`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	1,680 sqft
Upper Floors Area	400 sqft
Flooring	Hardwood
Interior Walls	Wood

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,516 sqft (0.356 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	68127
Street Address	405 LAYMAN AVE
City	ONEONTA
State	AL
Zip	35121-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 3 PINEHURST ADD SD PB 2A/348--
Legal Range	02E
Legal Township	13S
Legal Section	06
Legal Subdivision	PINEHURST ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1028
Census Tract	50106

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 LAYMAN AVE, ONEONTA, AL 35121-2246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2005	Deed of Trust, Mortgage ANNA SIMS JONES
Jan 10, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Sep 4, 2020	Warranty Deed, Transfer · Line of Credit THE HOMETOWN BANK OF ALABAMA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Sep 6, 2005
Deed Document Number	202210034572
Deed Book / Page	2022 / 919
Prior Transfer Date	Aug 12, 2020
Prior Transfer Doc	2020/26989
Record Updated	Oct 29, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	405 LAYMAN AVE, ONEONTA, AL 35121-2246
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000273920
Date	Sep 7, 2005
Instrument	273920

Lender

Name	ANNA SIMS JONES
Type	Private Party

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 5, 2010

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Jan 10, 2022
Property Address	405 LAYMAN AVE, ONEONTA, AL 35121-2246
Document Number	002022/919
Book / Page	2022 / 919
Instrument Date	Dec 23, 2021
Instrument	10034572
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LINCOLN AVE, ONEONTA, AL 35121

Mortgage

Document Number	0002022922
Date	Jan 10, 2022
Instrument	2022/922

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Sep 4, 2020
Property Address	405 LAYMAN AVE, ONEONTA, AL 35121-2246
Document Number	2020/26989
Book / Page	2020 / 26989
Instrument Date	Aug 12, 2020
Instrument	10019570
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$2.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/26991
Date	Sep 4, 2020
Book Page	2020/26991
Instrument	10019571

Lender

Name	THE HOMETOWN BANK OF ALABAMA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 20, 2050

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$884.00 (+6.51%) Homeowner's exemption
2025	$830.00	$19,740 (-)	$197,200 (-) Land $15,500 Building $181,700
2024	$830.00 (+9.21%) Homeowner's exemption	$19,740 (+8.58%) Land $1,560 Building $18,180	$197,200 (+8.55%) Land $15,500 Building $181,700
2023	$760.00 (+6.74%) Homeowner's exemption	$18,180 (+14.77%) Land $1,560 Building $16,620	$181,660 (+14.74%) Land $15,500 Building $166,160
2022	$712.00	$15,840 Land $1,560 Building $14,280	$158,320 Land $15,500 Building $142,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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