Franklin County property record for 405 Kingsley Dr, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1994 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $93,100 (Aug 2009) |
| Tax Bill | $1,996 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-1-01.0-2-005-060.100 |
| Primary APN | 29-1-01.0-2-005-060.100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 405 KINGSLEY DR |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:43 OAK RIDGE ESTATES 4 |
| Legal Range | 1W |
| Legal Township | 41N |
| Legal Section | 01 |
| Legal Subdivision | OAK RIDGE ESTATES (LOC 29) |
| Legal Lot Number | 43 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 800904 |
405 Kingsley Dr is owned and occupied by two individuals who bought it in August 2009.
Source: Franklin County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 KINGSLEY DR, SAINT CLAIR, MO 63077-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Nov 2, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2009 · Amount on File |
| Deed Sale | Aug 11, 2009 · Amount on File |
| Deed Document Number | 200916501 |
| Prior Transfer Date | Aug 6, 2009 |
| Prior Transfer Doc | 0000016501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 405 KINGSLEY DR, SAINT CLAIR, MO 63077-2322 |
| Document Number | 0000014701 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 405 KINGSLEY DR ST CLAIR MO 630772322, ST CLAIR, MO 63077-2322 |
| Document Number | 0000014701 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 14701 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 27, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 405 KINGSLEY DR, SAINT CLAIR, MO 63077-2322 |
| Document Number | 0000017078 |
| Instrument Date | Nov 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 KINGSLEY DR ST CLAIR MO 630772322, ST CLAIR, MO 63077-2322 |
| Document Number | 0000017078 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | 17078 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 8, 2032 |
The 2025 property tax bill for 405 Kingsley Dr was $1,996.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,996.00 | $29,635 | $155,970 Land $16,020 Building $139,950 |
| 2023 | $1,586.00 (+3.26%) | $25,458 | $133,990 Land $16,020 Building $117,970 |
| 2022 | $1,536.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Kingsley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Kingsley Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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