Jefferson County property record for 405 Keystone Dr, Fenton, MO 63026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 952 sqft · built 1999 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,000 (Apr 2012) |
| Tax Bill | $3,420 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 021.002.04001071 |
| Primary APN | 021.002.04001071 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 952 sqft Living Area |
| Gross Area | 1,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Frame Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 KEYSTONE DR |
|---|---|
| City | FENTON |
| State | MO |
| Zip | 63026-4890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | WINTER VALLEY 3 LOT 330 |
| Legal Range | 5E |
| Legal Township | 43N |
| Legal Section | 02 |
| Legal Subdivision | WINTER VALLEY 3 |
| Legal Block | 1 |
| Legal Lot Number | 330 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | ROCK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700213 |
405 Keystone Dr is owned and occupied by an individual who bought it in April 2012.
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 KEYSTONE DR, FENTON, MO 63026-4890 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2012 · Amount on File |
| Deed Sale | Apr 3, 2012 · Amount on File |
| Prior Sale | Feb 25, 2004 · Amount on File |
| Deed Document Number | 201211727 |
| Prior Transfer Date | Feb 17, 2004 |
| Prior Transfer Doc | 0000009717 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 405 Keystone Dr was $3,420.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,300 (-) Land $9,600 Building $38,700 | $254,200 Land $50,600 Building $203,600 | |
| 2025 | $3,420.00 | $48,300 Land $9,600 Building $38,700 | |
| 2024 | $254,200 (+13.58%) Land $50,600 Building $203,600 | ||
| 2023 | $3,119.00 | $42,500 Land $7,700 Building $34,800 | $223,800 Land $40,700 Building $183,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Keystone Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Keystone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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