405 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 405 Kettering Rd, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,571 sqft · built 2005
Lot Size	0.164 acres (7,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Feb 2024)
Tax Bill	$330 (2024)
Deeds & Mortgages	Feb 2024 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-11-486251-002200`

Property Details

APN / Parcel Number

Primary APN	`26-25-11-486251-002200`
Alternative APNs	`112526486251002200` `12526000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,571 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	1,226 sqft
Upper Floors Area	1,345 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,148 sqft (0.164 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	50 sqft

Location & Zoning

Street Address	405 KETTERING RD
City	DAVENPORT
State	FL
Zip	33897-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 220
Legal Range	26E
Legal Township	25S
Legal Section	11
Legal Subdivision	LEGACY PARK - PHASE TWO
Legal Phase	2
Legal Tract	486251
Legal Block	2
Legal Lot Number	220
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2009
Census Tract	12412

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 KETTERING RD, DAVENPORT, FL 33897-7742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGEPROS LLC
May 8, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 10, 2017	Warranty Deed, Transfer · VA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	202441438
Deed Book / Page	13014 / 1410
Prior Transfer Date	Jan 15, 2024
Prior Transfer Doc	0000041438
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Feb 22, 2024
Property Address	405 KETTERING RD, DAVENPORT, FL 33897-7742
Document Number	0000041438
Book / Page	13014 / 1410
Map Reference	MB 127 PG 16
Instrument Date	Jan 15, 2024
Instrument	2024041438
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 KETTERING RD, DAVENPORT, FL 33897-7742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 KETTERING RD, DAVENPORT, FL 33897-7742

Mortgage

Document Number	0130141414
Date	Feb 22, 2024
Instrument	13014/1414

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	405 KETTERING RD, DAVENPORT, FL 33897-7742
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 KETTERING RD, DAVENPORT, FL 33897-7742

Mortgage

Document Number	0000106430
Date	May 8, 2023
Book Page	12681/2049
Instrument	2023106430

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	405 KETTERING RD, DAVENPORT, FL 33897-7742
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 KETTERING RD, DAVENPORT, FL 33897-7742

Mortgage

Document Number	0000111520
Date	Apr 30, 2021
Book Page	11693/1672
Instrument	2021111520

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 10, 2017
Property Address	405 KETTERING RD, DAVENPORT, FL 33897-7742
Document Number	0102820480
Book / Page	010282 / 000480
Instrument Date	Sep 22, 2017
Instrument	193330
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 KETTERING RD DAVENPORT FL 338977742, DAVENPORT, FL 33897-7742

Mortgage

Document Number	102820482
Date	Oct 10, 2017
Book Page	010282/000482
Instrument	193331

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,644 (+2.7%)	$322,296 (-2.11%) Land $74,000 Building $248,296
2025		$222,633 (+5.99%)	$329,232 (-3.48%) Land $74,000 Building $255,232
2024	$330.00 (+1.85%)
2023	$324.00 (+6.93%) Homeowner's exemption	$210,057 (+3%)	$341,106 (+21.5%) Land $72,000 Building $269,106
2022	$303.00 Homeowner's exemption	$203,939	$280,747 Land $60,000 Building $220,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Verizon.

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