405 Kensington Ave NW, Orting, WA 98360 Property Records

Pierce County property record for 405 Kensington Ave NW, Orting, WA 98360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1996
Lot Size	0.166 acres (7,228 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Nov 2021)
Tax Bill	$3,987 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`700057-0-220`

Property Details

APN / Parcel Number

Primary APN	`700057-0-220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,360 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,228 sqft (0.166 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	802 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	405 KENSINGTON AVE NW
City	ORTING
State	WA
Zip	98360-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	SECTION 30 TOWNSHIP 19 RANGE 05 QUARTER 41 WHITEHAWK DIVISION 2: WHITEHAWK DIVISION 2 NE OF SE 30-19-05E L 22 APPROX 7,228 SQ FT EASE OF REC OUT OF 4-026 & 4-027 SEG H0101 MD 7/6/95MD DC111097KM
Legal Range	05
Legal Township	19
Legal Section	30
Legal Subdivision	WHITEHAWK DIVISION 2
Legal Lot Number	22
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2010
Census Tract	70403

Owner

405 Kensington Ave NW is owned and occupied by an individual who bought it in November 2021.

Source: Pierce County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	405 KENSINGTON AVE NW, ORTING, WA 98360-9428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK
Apr 19, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Feb 8, 2005 · Amount on File
Deed Document Number	2021564
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 19, 2021
Property Address	405 KENSINGTON AVE NW, ORTING, WA 98360-9428
Document Number	0011190564
Map Reference	DOC 9505310656
Instrument Date	Nov 16, 2021
Instrument	202111190564
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,040.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 KENSINGTON AVE NW, ORTING, WA 98360-9428

Mortgage

Document Number	0011190565
Date	Nov 19, 2021
Instrument	202111190565

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	405 KENSINGTON AVE NW, ORTING, WA 98360-9428
Document Number	1904240373
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 KENSINGTON AVE NW ORTING WA 983609428, ORTING, WA 98360-9428

Mortgage

Document Number	1904240373
Date	Apr 24, 2019
Instrument	201904240373

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 405 Kensington Ave NW was $3,987, up 7.5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Orting City
Unified School District	Orting School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,600 Land $193,500 Building $268,100	$461,600 Land $193,500 Building $268,100
2025	$3,987.00 (+7.47%)
2024	$3,710.00 (-0.19%)	$402,800 (-3.52%) Land $166,400 Building $236,400	$402,800 (-3.52%) Land $166,400 Building $236,400
2023	$3,717.00	$417,500 Land $166,400 Building $251,100	$417,500 Land $166,400 Building $251,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Kensington Ave NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	5 (1986–2014)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Kensington Ave NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORTING serves 10,332 people · EPA ID WA5364500
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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