405 Kendal Loop, Kalispell, MT 59901 Property Records

Flathead County property record for 405 Kendal Loop, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 2022
Lot Size	0.425 acres (18,513 sqft)
Owner	2 Individual Names on File
Last Sale	$612,500 (Aug 2025)
Tax Bill	$2,565 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R859022`

Property Details

APN / Parcel Number

Primary APN	`R859022`
Alternative APNs	`07-4078-34-4-06-27-0000` `0000507777`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,688 sqft Living Area
1st Floor Area	1,688 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,513 sqft (0.425 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	82 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	0000507777
Street Address	405 KENDAL LOOP
City	KALISPELL
State	MT
Zip	59901-2493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HELENA CROSSING, S34, T29 N, R21 W, LOT 27
Legal Range	21W
Legal Township	29N
Legal Section	34
Legal Subdivision	HELENA CROSSING
Legal Lot Number	27
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3009
Census Tract	700

Owner

405 Kendal Loop is owned and occupied by two individuals who bought it in August 2025.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 KENDAL LOOP, KALISPELL, MT 59901-2493
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS BANK
Nov 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HELENA CROSSING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Prior Sale	Apr 8, 2025
Deed Document Number	202517668
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	405 KENDAL LOOP, KALISPELL, MT 59901-2493
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200018633
Date	Aug 1, 2022
Instrument	202200018633

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	FLORENCE, MT 59833

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	405 KENDAL LOOP, KALISPELL, MT 59901-2493
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200006955
Date	Mar 17, 2022
Instrument	202200006955

Lender

Name	FARMERS BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 10, 2021
Property Address	405 KENDAL LOOP, KALISPELL, MT 59901-2493
Document Number	202100039412
Instrument Date	Nov 10, 2021
Instrument	202100039412
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 KENDAL LOOP, KALISPELL, MT 59901-2493

Mortgage

Document Number	202100039413
Date	Nov 10, 2021
Instrument	202100039413

Lender

Name	HELENA CROSSING LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	11 Months
Due	Oct 30, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 405 Kendal Loop was $2,565, down 3.2% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Evergreen Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,565.00 (-3.17%)	$591,900 (-)
2025	$2,649.00	$591,900	$591,900 Land $135,555 Building $456,345
2023	$3,732.00	$439,600	$439,600 Land $93,431 Building $346,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Kendal Loop in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Kendal Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MontanaSky Networks Fiber	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50

May also be available: Verizon.

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