405 Joseph St, Prescott, AZ 86303 Property Records

Yavapai County property record for 405 Joseph St, Prescott, AZ 86303

Property Summary

Property Type	Single Family Home
Details	1,364 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Jun 1999)
Tax Bill	$1,151 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`107-13-008`

Property Details

APN / Parcel Number

Primary APN	`107-13-008`
Alternative APNs	`1071300803` `107130083`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,995 sqft
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	631 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	47 sqft
Deck Area	Deck Area
Patio Area	80 sqft
Canopy	47 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	107130083
Street Address	405 JOSEPH ST
City	PRESCOTT
State	AZ
Zip	86303-4652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST HYLANDS SUBD UNIT 1 LOT 7
Legal Range	02W
Legal Township	13N
Legal Section	09
Legal Subdivision	FOREST HYLANDS SUBD
Legal Lot Number	7
Legal Unit	1
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	2
Census Block	2004
Census Tract	804

Owner

405 Joseph St is owned and occupied by two individuals who bought it in June 1999.

Source: Yavapai County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 JOSEPH ST, PRESCOTT, AZ 86303-4652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 1999 · Amount on File
Deed Sale	Jun 10, 1999 · Amount on File
Prior Sale	Dec 22, 1994 · Amount on File
Deed Document Number	19993157071
Deed Book / Page	3670 / 588
Prior Transfer Date	Apr 7, 1999
Prior Transfer Doc	0036700588
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	405 JOSEPH ST, PRESCOTT, AZ 86303-4652
Document Number	0000040159
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 JOSEPH ST PRESCOTT AZ 863034652, PRESCOTT, AZ 86303-4652

Mortgage

Document Number	0000040159
Date	Jul 20, 2020
Instrument	40159

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	405 JOSEPH ST, PRESCOTT, AZ 86303-4652
Document Number	0000010963
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 JOSEPH ST PRESCOTT AZ 863034652, PRESCOTT, AZ 86303-4652

Mortgage

Document Number	0000010963
Date	Mar 12, 2019
Instrument	10963

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETRCIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	405 JOSEPH ST, PRESCOTT, AZ 86303-4652
Document Number	0000013199
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 JOSEPH ST PRESCOTT AZ 863034652, PRESCOTT, AZ 86303-4652

Mortgage

Document Number	0000013199
Date	Mar 25, 2019
Instrument	13199

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	405 JOSEPH ST, PRESCOTT, AZ 86303-4652
Document Number	0000056568
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 JOSEPH ST PRESCOTT AZ 863034652, PRESCOTT, AZ 86303-4652

Mortgage

Document Number	0000056568
Date	Nov 1, 2018
Instrument	56568

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 405 Joseph St was $1,151.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Prescott City
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$34,399	$343,992 Land $83,686 Building $260,306
2025	$1,151.00	$33,107 Land $7,300 Building $25,807	$331,068 Land $72,995 Building $258,073
2022	$1,078.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Joseph St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Joseph St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mile High Networks.

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