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405 Johnson St, New Bern, NC 28560 Property Records

Craven County property record for 405 Johnson St, New Bern, NC 28560 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,534 sqft · built 1810
Lot Size0.225 acres (9,780 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Oct 2016)
Tax Bill$4,209 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2017 Transfer
Flood ZoneZone X (minimal risk)
APN8-002-087

Property Details

APN / Parcel Number

Primary APN8-002-087
Alternative APN
  • 118423

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,534 sqft Living Area
1st Floor Area1,534 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1810
Effective Year BuiltEffective 1810
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,780 sqft (0.225 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number118423
Street Address405 JOHNSON ST
CityNEW BERN
StateNC
Zip28560-4047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description405 JOHNSON ST
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group1
Census Block1020
Census Tract960900

Owner

Source: Craven County records · APN 8-002-087

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 JOHNSON ST, NEW BERN, NC 28560-4047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Dec 12, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2016 · Amount on Record
Deed SaleOct 28, 2016 · Amount on Record
Prior SaleJun 11, 2004 · Amount on Record
Deed Book / Page3477 / 641
Last Transfer DateDec 12, 2017
Transfer Doc3521/2146
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address405 JOHNSON ST, NEW BERN, NC 28560-4047
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3649/118
DateJan 13, 2021
Book Page3649/118
Instrument10067857
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCRAVEN NC
Recording DateDec 12, 2017
Property Address405 JOHNSON ST, NEW BERN, NC 28560-4047
Document Number3521/2146
Book / Page3521 / 2146
Instrument DateDec 12, 2017
Instrument10016371
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address405 JOHNSON ST, NEW BERN, NC 28560-4047

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,209.00 (+1.47%)$495,660 (-) Land $52,210 Building $443,450$495,660 (-) Land $52,210 Building $443,450
2023$4,148.00 (+19.68%)$495,660 (+51.65%) Land $52,210 Building $443,450$495,660 (+51.65%) Land $52,210 Building $443,450
2022$3,466.00$326,840 Land $84,000 Building $242,840
2018$326,840 Land $84,000 Building $242,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499609001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 222 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies383 units insured
161 under condo master policies
Nearby Flood Claims414 (1979–2023)
Claims Outside the SFHA24 of 414
Most Recent ClaimAug 2023, other causes
Claims By Storm
  • Hurricane Florence, Sep 2018 · 187 claims
  • Hurricane Irene, Aug 2011 · 72 claims
  • Hurricane Fran, Oct 1996 · 73 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
BrightspeedFiber2,000 / 2,000
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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