405 Johnson St, Garwin, IA 50632 Property Records

Tama County property record for 405 Johnson St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,078 sqft · built 1900
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$81,000 (Jun 2025)
Tax Bill	$794 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09.14.227.002`

Property Details

APN / Parcel Number

Primary APN	`09.14.227.002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,078 sqft Living Area
Basement Area	330 sqft
Finished Basement	75 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Detached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	405 JOHNSON ST
City	GARWIN
State	IA
Zip	50632-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-84-16 PT LOT 1 NE NE
Legal Range	16W
Legal Township	84N
Legal Section	14
Legal Subdivision	AUDITORS
Legal Lot Number	1
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3041
Census Tract	290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 JOHNSON ST, GARWIN, IA 50632-9589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Jan 11, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Deed Document Number	20251593
Last Transfer Date	Oct 20, 2025
Transfer Doc	0000002704
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TAMA IA
Recording Date	Oct 21, 2025
Property Address	405 JOHNSON ST, GARWIN, IA 50632-9589
Document Number	0020252704
Instrument Date	Oct 20, 2025
Instrument	2025-2704
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 JOHNSON ST, GARWIN, IA 50632-9589

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Sep 22, 2020
Property Address	405 JOHNSON ST, GARWIN, IA 50632-9589
Document Number	0020202369
Instrument Date	Sep 21, 2020
Instrument	2020-2369
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 JOHNSON ST, GARWIN, IA 50632-9589

Mortgage

Document Number	0020202371
Date	Sep 22, 2020
Instrument	2020-2371

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TAMA IA
Recording Date	Jan 11, 2019
Property Address	405 JOHNSON ST, GARWIN, IA 50632-9589
Document Number	0020190073
Instrument Date	Jan 11, 2019
Instrument	2019-0073
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 JOHNSON ST, GARWIN, IA 50632-9589
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Garwin City
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$794.00	$43,990 (-8.3%) Land $4,320 Building $39,670	$43,990 (-8.3%) Land $4,320 Building $39,670
2023		$47,970 Land $4,320 Building $43,650	$47,970 Land $4,320 Building $43,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARWIN WATER SUPPLY serves 481 people · EPA ID IA8637079
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Windstream.

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