405 Johnson St, Garner, NC 27529 Property Records

Wake County property record for 405 Johnson St, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,277 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Jan 2015)
Tax Bill	$2,892 (2025)
Deeds & Mortgages	May 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1711.10-46-8738-000`

Property Details

APN / Parcel Number

Primary APN	`1711.10-46-8738-000`
Alternative APNs	`1711.10-46-8738 0217670` `1711468738` `021767001` `0217670`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,277 sqft Living Area
1st Floor Area	1,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	9,148 sqft (0.21 acres)
Porch	Slab
Porch Area	117 sqft
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0217670
Street Address	405 JOHNSON ST
City	GARNER
State	NC
Zip	27529-3071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO24 AVERY PARK SUB PH1 BM1995-1280
Legal Subdivision	AVERY PARK SUB PH1
Legal Phase	1
Legal Lot Number	24
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1003
Census Tract	52815

Owner

Source: Wake County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 JOHNSON ST, GARNER, NC 27529-3071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2015 · Amount on Record
Deed Sale	Jan 2, 2015 · Amount on Record
Deed Book / Page	15884 / 761
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	405 JOHNSON ST, GARNER, NC 27529-3071
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4O5 JOHNSON ST, GARNER, NC 27529

Mortgage

Document Number	19043/1696
Date	May 31, 2022
Book Page	19043/1696

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	405 JOHNSON ST, GARNER, NC 27529-3071
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018819/672
Date	Nov 30, 2021
Book Page	18819/672

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	405 JOHNSON ST, GARNER, NC 27529-3071
Document Number	175940329
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 JOHNSON ST GARNER NC 275293071, GARNER, NC 27529-3071

Mortgage

Document Number	175940329
Date	Sep 30, 2019
Book Page	017594/000329

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,892.00 (+30.62%)	$276,970 (+62.04%) Land $105,000 Building $171,970	$276,970 (+62.04%) Land $105,000 Building $171,970
2023	$2,214.00	$170,922 Land $42,000 Building $128,922	$170,922 Land $42,000 Building $128,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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