405 John St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 405 John St, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	790 sqft · built 1925
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Apr 2019)
Tax Bill	$8,269 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-05502-0000-00047`

Property Details

APN / Parcel Number

Primary APN	`14-05502-0000-00047`
Alternative APNs	`140550200047` `690`

Interior

Stories	1 Story
Building Area	790 sqft Living Area
1st Floor Area	790 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Account Number	690
Street Address	405 JOHN ST
City	ROSELLE
State	NJ
Zip	07203-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ADDITIONAL LOTS: DEED 311347.
Legal Block	5502
Legal Lot Number	47
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	2
Census Block	2003
Census Tract	34200

Owner

Source: Union County and Roselle Borough records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 JOHN ST, ROSELLE, NJ 07203-1840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Apr 4, 2019	Grant Deed, Transfer · FHA Mortgage NATIONS LNDG
Nov 21, 2018	Quit Claim Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Apr 26, 2016 · Amount on Record
Deed Document Number	2019311347
Deed Book / Page	6315 / 949
Prior Transfer Date	Nov 7, 2018
Prior Transfer Doc	0062962278
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	405 JOHN ST, ROSELLE, NJ 07203-1840
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147232121
Date	Jul 6, 2020
Book Page	14723/2121
Instrument	694280

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2045

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Apr 4, 2019
Property Address	405 JOHN ST, ROSELLE, NJ 07203-1840
Document Number	0063150949
Book / Page	006315 / 000949
Instrument Date	Mar 22, 2019
Instrument	311347
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATS TITLE AGENCY, ATS TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 JOHN ST ROSELLE NJ 072031840, ROSELLE, NJ 07203-1840

Mortgage

Document Number	145450213
Date	Apr 4, 2019
Book Page	014545/000213
Instrument	671059

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

November 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Nov 21, 2018
Property Address	405 JOHN ST, ROSELLE, NJ 07203-1840
Document Number	0062962278
Book / Page	006296 / 002278
Instrument Date	Nov 7, 2018
Instrument	307106
Transaction Type	Foreclosure
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,400 (-) Land $60,000 Building $30,400	$90,400 (-) Land $60,000 Building $30,400
2025	$8,269.00 (+5.2%)	$90,400 (-) Land $60,000 Building $30,400	$90,400 (-) Land $60,000 Building $30,400
2024	$7,860.00 (+1.87%)
2023		$90,400 Land $60,000 Building $30,400	$90,400 Land $60,000 Building $30,400
2022	$7,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	111 (1982–2025)
Claims Outside the SFHA	17 of 111
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 24 claims Hurricane Irene, Aug 2011 · 25 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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