San Diego County property record for 405 Joann Cir, Vista, CA 92084 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,698 sqft Living Area |
| Lot Size | 8,700 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $852,000 (2026) |
| Tax Bill | $6,069.00 (2025) |
Source: San Diego County records · APN 173-430-12-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 JOANN CIR, VISTA, CA 92084-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 27, 2026 | Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | May 06, 2008 · Amount on Record |
| Deed Doc Number | 202685308 |
| Prior Transfer Date | Mar 29, 1999 |
| Prior Transfer Doc | 0000233736 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 405 JOANN CIR, VISTA, CA 92084-3723 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2359 CARTEGENA WAY, OCEANSIDE, CA 92056-1742 |
| Document Number | 0000720389 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021-0720389 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 27, 2026 |
| Property Address | 405 JOANN CIR, VISTA, CA 92084-3723 |
| Document Number | 0000085308 |
| Map Reference | MAP 6143 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026-0085308 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 JOANN CIR, VISTA, CA 92084-3723 |
| Document Number | 0000085309 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-0085309 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $475,602 (+2%) Land $267,946 Building $207,656 | |
| 2025 | $6,069.00 (+5.24%) | $466,278 (+4.04%) Land $262,693 Building $203,585 |
| 2024 | $5,767.00 (+2.14%) | |
| 2023 | $5,646.00 (+0.21%) | $448,175 Land $252,494 Building $195,681 |
| 2022 | $5,634.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 173-430-12-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,698 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 8,700 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 405 JOANN CIR |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-3723 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 12 TR 006143 |
| Legal Subdivision | SBARDELLATI TCT |
| Legal Tract | 006143 |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 19206 |
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