Lafayette County property record for 405 Jefferson, Waverly, MO 64096
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 bd · 1 ba · 1,057 sqft · built 1900 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Sep 2022 Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-5.0-15-4-001-062.000 |
| Primary APN | 06-5.0-15-4-001-062.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,057 sqft Total Area |
| Basement Area | 528 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 405 JEFFERSON |
|---|---|
| City | WAVERLY |
| State | MO |
| Zip | 64096-8149 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | LOTS 5 & 6 BLK 16 ORIGINAL TOWN WAVERLY; 685-97, 693-198, 694-938, 1082-1132, 1082-1141 |
| Legal Range | 24 |
| Legal Township | 51 |
| Legal Section | 15 |
| Legal Subdivision | SHROYERS ADDITION |
| Legal Block | 16 |
| Legal Lot Number | 5-6 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 90300 |
Source: Lafayette County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 JEFFERSON, WAVERLY, MO 64096-8149 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage THE COMMUNITY BANK |
| May 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 405 JEFFERSON, WAVERLY, MO 64096-8149 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2022DR4505 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 2022DR4505 |
| Name | THE COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 405 JEFFERSON, WAVERLY, MO 64096-8149 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Title Company | NOT AVAILABLE, TRUMAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 2023DR1861 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023DR1861 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Waverly City |
| Unified School District | Santa Fe R-X School District (PK - 12) |
| Year | Assessed Market Value |
|---|---|
| 2025 | $20,760 (-) Land $3,920 Building $16,840 |
| 2023 | $20,760 Land $3,920 Building $16,840 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY PWS serves 900 people · EPA ID MO1010839 |
|---|---|
| Water Source | Purchased groundwater from MARSHALL PWS |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | No certified operator Nov 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Green Hills Technologies Cable | 250 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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