Branch County property record for 405 Jay St, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,624 sqft · built 1865 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Company Name on File |
| Last Sale | $75,000 (May 2023) |
| Tax Bill | $2,698 (2025) |
| Deeds & Mortgages | Jan 2026 Sale May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-580-00 |
| Primary APN | 304-000-000-580-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,624 sqft Building Perimeter |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 650 sqft |
| Unfinished Basement | 650 sqft |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Lot Area | 44,867 sqft (1.03 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 405 JAY ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT PT 39 1/2 RDS N OF SW COR OF SE 1/4 SW 1/4 SEC 21 TH E 300 FT TH N PAR WI JAY ST 150 FT TH W PAR WI 1ST COURSE 300 FT |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 951600 |
Source: Branch County records · APN 304-000-000-580-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 405 JAY ST, COLDWATER, MI 49036-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed, Transfer |
| May 25, 2023 | Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Deed Document Number | 20232877 |
| Prior Transfer Date | Jun 08, 2012 |
| Prior Transfer Doc | 201204198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jan 15, 2026 |
| Property Address | 405 JAY ST, COLDWATER, MI 49036-2111 |
| Document Number | 0202600277 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026-00277 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W CHICAGO ST, COLDWATER, MI 49036-1899 |
| Name | Verified Name |
|---|---|
| Address | 266 NORTHLAKE DR, COLDWATER, MI 49036-8661 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 25, 2023 |
| Property Address | 405 JAY ST, COLDWATER, MI 49036-2111 |
| Document Number | 0202302877 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023-02877 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Tax | $562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 E FAIRWAY RD, TEMPERANCE, MI 48182 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 266 NORTHLAKE DR, COLDWATER, MI 49036-8661 |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,050 (+0.99%) | $112,100 (+0.99%) | |
| 2025 | $2,698.00 (+3.49%) | $55,500 | $111,000 |
| 2024 | $2,607.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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