Monroe County property record for 405 Janice Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1966 |
| Square Footage | 1,148 sqft Living Area |
| Lot Size | 11,458 sqft (0.26 acres) |
| Garage | 392 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,846.00 (2024) |
| Primary APN | 07-25-301-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,148 sqft Living Area |
| 1st Floor | 1,148 sqft 1st Floor |
| Basement Area | 1,148 sqft Basement |
| Unfinished Basement | 1,148 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 11,458 sqft (0.26 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 297 sqft Driveway |
| Garage Area | 392 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 216 sqft Porch |
| Canopy Area | 84 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 405 JANICE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1803 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART LOT 15 SUNSET ACRES 1ST ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | SUNSET ACRES |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 27 |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 600501 |
Source: Monroe County records · APN 07-25-301-003-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 JANICE DR, WATERLOO, IL 62298-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 405 JANICE DR, WATERLOO, IL 62298-1803 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000440072 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 440072 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2040 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,680 (+31.06%) Land $16,690 Building $56,990 | $221,040 (+31.06%) Land $50,070 Building $170,970 | |
| 2024 | $3,846.00 | ||
| 2022 | Additional exemption filed | $56,220 Land $15,350 Building $40,870 | $168,660 Land $46,050 Building $122,610 |
405 Janice Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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