405 Janets Way, Townsend, DE 19734 Property Records

New Castle County property record for 405 Janets Way, Townsend, DE 19734

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,364 sqft · built 2017
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,830 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-012.20-078`

Property Details

APN / Parcel Number

Primary APN	`14-012.20-078`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
1st Floor Area	1,116 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	405 JANETS WAY
City	TOWNSEND
State	DE
Zip	19734-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	GOLDSBOROUGH FARM
Legal Lot Number	7
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	4
Census Block	4000
Census Tract	16808

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 JANETS WAY, TOWNSEND, DE 19734-2853
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 4, 2022	Deed of Trust, Mortgage · Construction Mortgage ARTISANS BANK
Aug 9, 2018	Loan Modification, Mortgage ARTISANS BK
Sep 27, 2017	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023
Deed Sale	Aug 21, 2023
Prior Sale	Sep 27, 2017
Deed Document Number	202355489
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 21, 2023
Property Address	405 JANETS WAY, TOWNSEND, DE 19734-2853
Document Number	0000055489
Map Reference	DOC 2010102-0056517
Instrument Date	Jul 27, 2023
Instrument	20230821-0055489
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 JANETS WAY, TOWNSEND, DE 19734-2853

Mortgage

Document Number	0000055493
Date	Aug 21, 2023
Instrument	20230821-0055493

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	405 JANETS WAY, TOWNSEND, DE 19734-2853
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095478
Date	Oct 4, 2022
Instrument	20221004-0095478

Lender

Name	ARTISANS BANK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 9, 2018
Property Address	405 JANETS WAY, TOWNSEND, DE 19734-2853
Instrument Date	Aug 3, 2018
Instrument	40465
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5169 W WOODMILL DR WILMINGTON DE 198084067, WILMINGTON, DE 19808-4067

Mortgage

Document Number	0000040465
Date	Aug 9, 2018
Instrument	40465

Lender

Name	ARTISANS BK
Type	Bank
Address	2961 CENTERVILLE RD, WILMINGTON, DE 19808-1666

Agreement

Amount	Amount Recorded

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Sep 27, 2017
Property Address	405 JANETS WAY, TOWNSEND, DE 19734-2853
Document Number	0000050141
Instrument Date	Sep 15, 2017
Instrument	20170927-0050141
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 JANETS WAY, TOWNSEND, DE 19734-2853

Mortgage

Document Number	0000050142
Date	Sep 27, 2017
Instrument	20170927-0050142

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,830.00	$475,700 (+400.74%) Land $86,300 Building $389,400
2024			$427,050
2023		$95,000 (-) Land $7,500 Building $87,500
2022	$3,514.00	$95,000 Land $7,500 Building $87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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