Yankton County property record for 405 James Pl, Yankton, SD 57078
| Property Type | Single Family Home |
|---|---|
| Details | 1,628 sqft · built 1971 |
| Lot Size | 0.168 acres (7,300 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,536 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78.280.003.140 |
| Primary APN | 78.280.003.140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,628 sqft Living Area |
| Basement Area | 1,628 sqft |
| Finished Basement | 1,628 sqft |
| Unfinished Basement | 1,628 sqft |
| Flooring | Hardwood |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,300 sqft (0.168 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 JAMES PL |
|---|---|
| City | YANKTON |
| State | SD |
| Zip | 57078-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 14 BLK 3 GOLF TERRACE ADDN |
| Legal Subdivision | GOLF TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | YANKTON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 966200 |
Source: Yankton County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 JAMES PL, YANKTON, SD 57078-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Dec 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 405 JAMES PL, YANKTON, SD 57078-1827 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 560/54 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 560/54 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 405 JAMES PL, YANKTON, SD 57078-1827 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2019 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 546/352 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 546/352 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 405 JAMES PL, YANKTON, SD 57078-1827 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 0000538227 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 538/227 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Yankton City |
| Unified School District | Yankton School District 63-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,100 (+29.37%) Land $23,900 Building $275,200 | $299,100 Land $23,900 Building $275,200 | |
| 2025 | $3,536.00 (+17.59%) | ||
| 2023 | $231,200 Land $23,900 Building $207,300 | ||
| 2022 | $3,007.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YANKTON serves 15,411 people · EPA ID SD4600423 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | BY WATER DISTRICT |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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