405 Jackson St, Oregon, IL 61061 Property Records

Ogle County property record for 405 Jackson St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details1,784 sqft · built 1906
Lot Size0.169 acres (7,376 sqft)
OwnerIndividual Name on Record
Tax Bill$2,904 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16-03-118-002

Property Details

APN / Parcel Number

Primary APN16-03-118-002

Interior

Stories2 Stories
Building Area1,784 sqft Living Area
Basement Area1,048 sqft
Unfinished Basement1,048 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Lot Area7,376 sqft (0.169 acres)
Lot Dimensions111 ft deep x 66 ft wide
Garage TypeDetached
Garage Area480 sqft

Location & Zoning

Street Address405 JACKSON ST
CityOREGON
StateIL
Zip61061-1427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: E1/2 LOTS 1 & 2 BLK 66 B T PHELPSS ADD CITY OF OREGON
Legal SubdivisionPHELPSS ADD
Legal Block66
Legal Lot Number1-2
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group1
Census Block1026
Census Tract961400

Owner

Source: Ogle County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address405 JACKSON ST, OREGON, IL 61061-1427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address405 JACKSON ST, OREGON, IL 61061-1427
Document Number0000005179
Instrument DateJul 11, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 JACKSON ST OREGON IL 610611427, OREGON, IL 61061-1427

Mortgage

Document Number0000005179
DateJul 27, 2020
Instrument5179
Lender
NameSTILLMAN BANCORP
TypeMortgage Company
AddressSTILLMAN VALLEY, IL 61084
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJul 26, 2035

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,904.00 (+5.14%)$40,948 (+15.58%) Land $6,300 Building $34,648$122,844 (+15.58%) Land $18,900 Building $103,944
2023$35,428 Land $6,502 Building $28,926$106,284 Land $19,506 Building $86,778
2022$2,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: LR Communications, Verizon.

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