405 Jackson Dr, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 405 Jackson Dr, Santa Rosa, CA 95409

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,437 sqft · built 1965
Lot Size	0.475 acres (20,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$687,000 (Jul 2017)
Tax Bill	$9,493 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031-160-012-000`

Property Details

APN / Parcel Number

Primary APN	`031-160-012-000`
Alternative APN	`031-160-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,437 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	2,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	20,700 sqft (0.475 acres)
Garage Type	Attached
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	031-160-012
Street Address	405 JACKSON DR
City	SANTA ROSA
State	CA
Zip	95409-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	EDGEWOOD FARMS SUB LOT 12 BLK 1
Legal Subdivision	EDGEWOOD FARMS SUB
Legal Tract	30
Legal Block	1
Legal Lot Number	12
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	2
Census Block	2002
Census Tract	151702

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 JACKSON DR, SANTA ROSA, CA 95409-4209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · SBA Mortgage EXCHANGE BANK
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 27, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 27, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Aug 26, 1988 · Amount on Record
Deed Document Number	201757983
Prior Transfer Date	May 7, 2007
Prior Transfer Doc	0000054058
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	405 JACKSON DR, SANTA ROSA, CA 95409-4209
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 SONOMA HWY A, A, SANTA ROSA, CA 95409-4165

Mortgage

Document Number	0000044347
Date	Jun 28, 2022
Instrument	2022044347

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95402

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	405 JACKSON DR, SANTA ROSA, CA 95409-4209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 JACKSON DR, SANTA ROSA, CA 95409-4209

Mortgage

Document Number	0000100593
Date	Oct 30, 2020
Instrument	2020100593

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 27, 2017
Property Address	405 JACKSON DR, SANTA ROSA, CA 95409-4209
Document Number	0000057983
Map Reference	MAP57 PG9-12
Instrument Date	Jul 22, 2017
Instrument	2017057983
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 JACKSON DR, SANTA ROSA, CA 95409-4209

Mortgage

Document Number	0000057985
Date	Jul 27, 2017
Instrument	2017057985

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SONOMA CA
Recording Date	Jul 27, 2017
Property Address	405 JACKSON DR, SANTA ROSA, CA 95409-4209
Document Number	0000057981
Instrument Date	Jul 21, 2017
Instrument	57981
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 27488 SAN FRANCISCO CA 941270488, SAN FRANCISCO, CA 94127-0488

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Rincon Valley Union Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$818,933 (+2%) Land $391,113 Building $427,820
2025	$9,493.00 (+5.44%)	$802,877 (+4.04%) Land $383,445 Building $419,432
2023	$9,003.00 (+4.27%)	$771,702 Land $368,556 Building $403,146
2022	$8,634.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Kwikbit, Sonic Telecom, T-Mobile.

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