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405 Jackson Dr, Saint Joseph, TN 38481 Property Records

Lawrence County property record for 405 Jackson Dr, Saint Joseph, TN 38481

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,176 sqft · built 2000
Lot Size1.09 acres (47,700 sqft)
Owner2 Individual Names on Record
Last Sale$334,000 (Feb 2025)
Tax Bill$1,750 (2024)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN050157I A 01500

Property Details

APN / Parcel Number

Primary APN050157I A 01500
Alternative APN
  • 157I A 01500

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,176 sqft Living Area
1st Floor Area2,176 sqft
Basement Area1,368 sqft
Unfinished Basement1,368 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area47,700 sqft (1.09 acres)
Lot Dimensions300 ft deep x 159 ft wide
Garage TypeFinished
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area289 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address405 JACKSON DR
CitySAINT JOSEPH
StateTN
Zip38481-5213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2; SUBDIVISION: JACKSON
Legal SubdivisionJACKSON
Legal Lot Number27
JurisdictionLAWRENCE TN
Township / Civil Division1
Census Block Group2
Census Block2009
Census Tract960600

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address405 JACKSON DR, SAINT JOSEPH, TN 38481-5213
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2025 · Amount on Record
Deed SaleFeb 10, 2025 · Amount on Record
Prior SaleFeb 11, 1999 · Amount on Record
Deed Document Number2025792
Deed Book / Page773 / 396
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Recording DateApr 9, 2026
Property Address405 JACKSON DR, SAINT JOSEPH, TN 38481-5213
Document Number0000002078
Book / Page820 / 1
Instrument DateApr 1, 2026
Instrument20262078
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyBRENTWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 JACKSON DR, SAINT JOSEPH, TN 38481-5213

Mortgage

Document Number0000002078,
DateApr 9, 2026
Book Page820/1
Instrument20262078
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalitySt. Joseph City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$70,725 (-) Land $1,750 Building $68,975
2024$1,750.00
2023$1,750.00$70,725 (-) Land $1,750 Building $68,975
2022$1,750.00$70,725 Land $1,750 Building $68,975$282,900 Land $7,000 Building $275,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JOSEPH WATER SYSTEM
serves 1,533 people · EPA ID TN0000604
Water SourceGroundwater influenced by surface water
Last State InspectionDec 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Skyline Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jackson Dr

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