Stanislaus County property record for 405 J St, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,133 sqft · built 1991 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Apr 2025) |
| Tax Bill | $2,293 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-020-010-000 |
| Primary APN | 104-020-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,133 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Construction Type | Wood |
| Lot Area | 3,920 sqft (0.089 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 1042010 |
|---|---|
| Street Address | 405 J ST |
| City | MODESTO |
| State | CA |
| Zip | 95351-2831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK:18 |
| Legal Subdivision | MODESTO |
| Legal Block | 18 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1700 |
Source: Stanislaus County records · APN 104-020-010-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 405 J ST, MODESTO, CA 95351-2831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage RANLIFE HOME LOANS |
| Oct 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RANLIFE HOME LOANS |
| Sep 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RANLIFE HOME LOANS |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI RANLIFE |
| Jun 21, 2019 | Quit Claim Deed, Transfer · Conventional with PMI RANLIFE |
| Jul 24, 2018 | Deed of Trust, Mortgage · Conventional with PMI RANLIFE |
| Mar 26, 2018 | Deed of Trust, Mortgage · Conventional with PMI RANLIFE |
| Aug 16, 2017 | Deed of Trust, Mortgage · Line of Credit RANLIFE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on Record |
| Deed Sale | Apr 17, 2025 · Amount on Record |
| Prior Sale | Apr 19, 2024 |
| Deed Document Number | 2025-0018425 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Apr 19, 2024 |
| Property Address | 405 J ST, MODESTO, CA 95351-2831 |
| Document Number | 0000017706 |
| Map Reference | VOL 15 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 2024-0017706 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4424, MODESTO, CA 95352-4424 |
| Document Number | 0000017707 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 2024-0017707 |
| Name | RANLIFE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 405 J ST, MODESTO, CA 95351-2831 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4424, MODESTO, CA 95352-4424 |
| Document Number | 0000065989 |
|---|---|
| Date | Oct 04, 2022 |
| Instrument | 2022-0065989 |
| Name | RANLIFE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 405 J ST, MODESTO, CA 95351-2831 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4424, MODESTO, CA 95352-4424 |
| Document Number | 0000084308 |
|---|---|
| Date | Sep 02, 2021 |
| Instrument | 2021-0084308 |
| Name | RANLIFE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 405 J ST, MODESTO, CA 95351-2831 |
| Document Number | 0000023861 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 405 J ST MODESTO CA 953512831, MODESTO, CA 95351-2831 |
| Document Number | 0000023861 |
|---|---|
| Date | Apr 02, 2020 |
| Instrument | 23861 |
| Name | RANLIFE |
|---|---|
| Address | SANDY, UT 84070 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jun 21, 2019 |
| Property Address | 405 J ST, MODESTO, CA 95351-2831 |
| Document Number | 0000040346 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 40346 |
| Transaction Type | Transfer |
| Record Updated | Jul 03, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 405 J ST MODESTO CA 953512831, MODESTO, CA 95351-2831 |
| Document Number | 40347 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 40347 |
| Name | RANLIFE |
|---|---|
| Address | SANDY, UT 84070 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 405 J ST, MODESTO, CA 95351-2831 |
| Document Number | 0000052280 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 405 J ST MODESTO CA 953512831, MODESTO, CA 95351-2831 |
| Document Number | 0000052280 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 52280 |
| Name | RANLIFE |
|---|---|
| Address | SANDY, UT 84070 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 405 J ST, MODESTO, CA 95351-2831 |
| Document Number | 0000022587 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 405 J ST MODESTO CA 953512831, MODESTO, CA 95351-2831 |
| Document Number | 0000022587 |
|---|---|
| Date | Apr 02, 2018 |
| Instrument | 22587 |
| Name | RANLIFE |
|---|---|
| Address | SANDY, UT 84070 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 405 J ST, MODESTO, CA 95351-2831 |
| Document Number | 0000061224 |
| Instrument Date | Aug 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 405 J ST MODESTO CA 953512831, MODESTO, CA 95351-2831 |
| Document Number | 0000061224 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 61224 |
| Name | RANLIFE |
|---|---|
| Address | SANDY, UT 84070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,293.00 (+6.4%) Homeowner's exemption | $203,096 (+4.04%) Land $81,238 Building $121,858 |
| 2023 | $2,155.00 (+2.57%) Homeowner's exemption | $195,212 Land $78,085 Building $117,127 |
| 2022 | $2,101.00 |
Source: FEMA National Flood Hazard Layer as of October 23, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: ezWave, Spectrum, T-Mobile USA.
Based on FCC filings for 453 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MODESTO serves 218,915 people |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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