405 J J Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 405 J J Ln, Covington, LA 70433 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2,418 sqft · built 2006
Owner	Individual Name on File
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2020 Mortgage + 2 more
APN	`103-806-1447`

Property Details

APN / Parcel Number

Primary APN	`103-806-1447`
Alternative APN	`2583`

Interior

Building Area	2,418 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	103-806-1447
Street Address	405 J J LN
City	COVINGTON
State	LA
Zip	70433-6990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 204 TALLOW CREEK PH 1G INST NO 1365801 INST NO 1365812 INST NO 1512583 INST NO 1535069 [TALLOW CREEK PH 1E]
Legal Subdivision	TALLOW CREEK
Legal Phase	1G
Legal Lot Number	204
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	40401

Owner

Source: St. Tammany Parish records · APN 103-806-1447

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	405 J J LN, COVINGTON, LA 70433-6990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2018	Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC
Mar 20, 2020	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING INC
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Jul 03, 2019	Intrafamily Transfer, Transfer · VA Mortgage SYNERGY ONE LENDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 03, 2019
Transfer Doc	0002163465
Record Updated	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	405 J J LN, COVINGTON, LA 70433-6990
Transaction Type	Mortgage
Record Updated	Apr 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002102564
Date	Mar 19, 2018
Instrument	2102564

Lender

Name	BBMC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	405 J J LN, COVINGTON, LA 70433-6990
Transaction Type	Mortgage
Record Updated	Apr 06, 2023
Title Company	WESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002199284
Date	Mar 20, 2020
Instrument	2199284

Lender

Name	SYNERGY ONE LENDING INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 01, 2045

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	405 J J LN, COVINGTON, LA 70433-6990
Transaction Type	Mortgage
Record Updated	Apr 06, 2023
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002242616
Date	Dec 16, 2020
Instrument	2242616

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 01, 2046

Interest

Rate Type	Fixed Rate

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 03, 2019
Property Address	405 J J LN, COVINGTON, LA 70433-6990
Document Number	0002163465
Map Reference	MAP 3854
Instrument Date	May 25, 2019
Instrument	2163465
Transaction Type	Transfer
Record Updated	Apr 06, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 J J LN, COVINGTON, LA 70433-6990

Mortgage

Document Number	0002163466
Date	Jul 03, 2019
Instrument	2163466

Lender

Name	SYNERGY ONE LENDING INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,386.00 (-3.41%) Homeowner's exemption	$23,198 (-) Land $3,400 Building $19,798	$231,980 (-) Land $34,000 Building $197,980
2024	$1,435.00 (-6.94%) Homeowner's exemption	$23,198 (-) Land $3,400 Building $19,798	$231,980 (-) Land $34,000 Building $197,980
2023	$1,542.00 (-28.64%) Homeowner's exemption	$23,198 (-) Land $3,400 Building $19,798	$231,980 (-) Land $34,000 Building $197,980
2022	$2,161.00 Homeowner's exemption	$23,198 Land $3,400 Building $19,798	$231,980 Land $34,000 Building $197,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030404011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024, rainfall accumulation
Claims By Storm	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 89% of Louisiana
Wildfire Likelihood	About 1 in 433 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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