405 Ivy Ave, Waco, TX 76706 Property Records

McLennan County property record for 405 Ivy Ave, Waco, TX 76706

Property Summary

Property TypeResidential Vacant Land
Lot Size0.187 acres (8,142 sqft)
Owner2 Individual Names on Record
Last Sale$468,800 (Dec 2016)
Tax Bill$5,537 (2025)
Deeds & MortgagesJun 2019 Loan Modification
Dec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN48-004300-001900-6

Property Details

APN / Parcel Number

Primary APN48-004300-001900-6
Alternative APNs
  • 4800430000190060101
  • 164168

Exterior

Lot Area8,142 sqft (0.187 acres)
Lot Dimensions155 ft deep x 50 ft wide

Location & Zoning

Street Address405 IVY AVE
CityWACO
StateTX
Zip76706-2536
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeC2
Legal DescriptionBENNETT BLOCK A LOT 19 & 0.009 AC ABAND ALLEY, TOTAL ACRES 0.1869
Legal SubdivisionBENNETT
Legal BlockA
Legal Lot Number19,0
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3000
Census Tract1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 683, JAMUL, CA 91935-0683
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2019Loan Modification, Mortgage
INDEPENDENT BK
Dec 21, 2017Loan Modification, Mortgage
INDEPENDENT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2016 · Amount on Record
Deed SaleDec 30, 2016 · Amount on Record
Deed Document Number201642474
Record UpdatedOct 29, 2026

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address405 IVY AVE, WACO, TX 76706-2536
Document Number0000023827
Instrument DateJun 21, 2019
Transaction TypeMortgage
Record UpdatedAug 12, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address10393 SAN DIEGO MISSION RD #11 SAN DIEGO CA 921082175, 11, SAN DIEGO, CA 92108-2175

Mortgage

Document Number0000023827
DateJul 19, 2019
Instrument23827
Lender
NameINDEPENDENT BK
TypeBank
AddressWACO, TX 76702
Agreement
AmountAmount Recorded
Term12 Months
DueJul 18, 2020

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address405 IVY AVE, WACO, TX 76706-2536
Document Number0000001941
Instrument DateDec 21, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address10393 SAN DIEGO MISSION RD #11 SAN DIEGO CA 921082175, 11, SAN DIEGO, CA 92108-2175

Mortgage

Document Number0000001941
DateJan 22, 2018
Instrument1941
Lender
NameINDEPENDENT BK
TypeBank
AddressWACO, TX 76702
Agreement
AmountAmount Recorded
Term12 Months
DueJan 21, 2019

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$225,000 (-8.65%) Land $225,000$225,000 (-8.65%) Land $225,000
2025$5,537.00 (-0.32%)$246,300 (-) Land $246,300$246,300 (-) Land $246,300
2024$5,555.00 (+0.62%)
2023$246,300 Land $246,300$246,300 Land $246,300
2022$5,521.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, Pavlov Media.

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