405 Island View Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 405 Island View Cir, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,443 sqft · built 1998
Lot Size0.11 acres (4,791 sqft)
OwnerCompany Name on File
Last Sale$332,500 (Apr 2026)
Tax Bill$2,485 (2025)
Deeds & MortgagesApr 2026 Sale
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN074531-1260

Property Details

APN / Parcel Number

Primary APN074531-1260

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,443 sqft Living Area
Gross Area1,823 sqft
1st Floor Area1,443 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2002
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area122 sqft
Patio Area171 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address405 ISLAND VIEW CIR
CitySAINT AUGUSTINE
StateFL
Zip32095-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 126 OR4689/567
Legal Range29E
Legal Township06S
Legal Section50
Legal SubdivisionEAGLE CREEK OF ST AUGUSTINE
Legal Block2
Legal Lot Number126
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2006
Census Tract20606

Owner

405 Island View Cir is owned by a company that bought it in April 2026 and is owner-occupied.

Source: St. Johns County records, as of June 30, 2026

Owner of RecordCompany Name on File
Mailing Address105 JEREZ CT, SAINT AUGUSTINE, FL 32084-2942
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Warranty Deed, Transfer
PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TITLE GUARA
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 5, 2019Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2026 · Amount on File
Deed SaleApr 30, 2026 · Amount on File
Prior SaleMar 5, 2019 · Amount on File
Deed Document Number202637075
Deed Book / Page6354 / 1106
Prior Transfer DateNov 8, 2002
Prior Transfer Doc0000066572
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 30, 2026
Property Address405 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9601
Document Number0063541106
Book / Page6354 / 1106
Instrument DateApr 29, 2026
Instrument2026.37075
Transaction TypeTransfer
Record UpdatedMay 21, 2026
Title CompanyPALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TITLE GUARA

Transaction

AmountAmount on Record
Tax$235,077.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address105 JEREZ CT, SAINT AUGUSTINE, FL 32084-2942

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address405 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9601
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ISLAN VIEW CIR, SAINT AUGUSTINE, FL 32095-9601

Mortgage

Document Number0050501443
DateSep 23, 2020
Book Page5050/1443
Instrument2020082334
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 5, 2019
Property Address405 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9601
Document Number0046890567
Book / Page4689 / 0567
Map ReferenceMB 28 PG 110-116
Instrument DateMar 4, 2019
Instrument2019014901
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyESTATE TITLE OF ST AUGUSTINE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,519.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address406 1ST ST, 406, SAINT AUGUSTINE, FL 32084-1306

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9601

Mortgage

Document Number2019014902
DateMar 5, 2019
Instrument2019014902
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 405 Island View Cir was $2,485 with a homeowner's exemption, up 14.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,197 (+2.7%)$261,602 (-3.68%) Land $65,000 Building $196,602
2025$2,485.00 (+14.1%) Homeowner's exemption$197,855$271,610 Land $60,000 Building $211,610
2024$2,178.00 (+2.16%)
2023$2,132.00 (+3.5%) Homeowner's exemption$186,679 (+3%)$274,365 (+4.34%) Land $70,000 Building $204,365
2022$2,060.00 Homeowner's exemption$181,242$262,962 Land $61,600 Building $201,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Island View Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 252 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies350 units insured
incl. 98 condo units
Nearby Flood Claims17 (2012–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Island View Cir is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-EAGLE CREEK WS
serves 655 people · EPA ID FL2554353
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Island View Cir

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