405 Irwin St, Silver Spring, MD 20901 Property Records

Montgomery County property record for 405 Irwin St, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,454 sqft · built 1960
Lot Size	0.138 acres (6,008 sqft)
Owner	Individual Name on File
Last Sale	$564,000 (Jan 2026)
Tax Bill	$6,080 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01034807`

Property Details

APN / Parcel Number

Primary APN	`13-01034807`
Alternative APN	`01034807`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,454 sqft Living Area
Gross Area	1,574 sqft
1st Floor Area	1,064 sqft
Basement Area	390 sqft
Finished Basement	390 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,008 sqft (0.138 acres)
Porch	Enclosed Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01034807
Street Address	405 IRWIN ST
City	SILVER SPRING
State	MD
Zip	20901-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	NORTHWOOD PARK SEC 5
Legal Subdivision	3RD ADD TO NORTHWOOD PARK
Legal Block	6
Legal Lot Number	14
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1007
Census Tract	703210

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2701 PARK CENTER DR, B1710, ALEXANDRIA, VA 22302-4540
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed, Transfer · VA Mortgage NAVY FCU
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 10, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Jul 8, 2015 · Amount on Record
Deed Book / Page	70020 / 395
Prior Transfer Date	May 23, 2019
Prior Transfer Doc	0576900001
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 9, 2026
Property Address	405 IRWIN ST, SILVER SPRING, MD 20901-1748
Document Number	0700200395
Book / Page	70020 / 395
Map Reference	MB 64 PL 5676
Instrument Date	Jan 6, 2026
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	405 IRWIN ST, SILVER SPRING, MD 20901-1748

Mortgage

Document Number	0070020403
Date	Jan 9, 2026
Instrument	70020/403

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	405 IRWIN ST, SILVER SPRING, MD 20901-1748
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0547140008
Date	Aug 11, 2017
Book Page	54714/008

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	405 IRWIN ST, SILVER SPRING, MD 20901-1748
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0594630172
Date	Apr 30, 2020
Book Page	59463/172

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 10, 2019
Property Address	405 IRWIN ST, SILVER SPRING, MD 20901-1748
Document Number	0576900001
Book / Page	057690 / 000001
Instrument Date	May 23, 2019
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 IRWIN ST SILVER SPRING MD 209011748, SILVER SPRING, MD 20901-1748

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,900 (+4.39%)	$585,300 (+13.17%) Land $208,600 Building $376,700
2025	$6,080.00 (-4.06%)	$517,200 (+13.22%) Land $208,600 Building $308,600	$517,200 (-) Land $208,600 Building $308,600
2024	$6,337.00 (+35.75%)
2023		$456,800	$517,200 Land $208,600 Building $308,600
2022	$4,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Radiate Holdings, T-Mobile USA.

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